Money is all we need to fulfill our financial needs, therefore it is essential for meeting our financial needs, providing basic necessities like food, shelter, clothing, and paying bills, but it doesn't guarantee happiness. While money can aquire material possessions it can not buy a lot of things that is also substantial in our lives e.g happiness, peace of mind, good health, and honesty relationships. They are aspects of our lives that you can't spend or use money to have e.g time, love or affection, effort, good reputation and care, money is very important to our lives but it is not enough.