I see no reasons why BNB won't keep on growing this year. Even experts have nothing to say against BNB + the price drop triggered by the Binance hacking appeared to be short term. I recommend reading this article about BNB's future price: https://changelly.com/blog/binance-coin-price-prediction-2019/

Although no one knows who created Monero, for years this project was decent and faithful to its users. Without a doubt, the project proved to be legit. This article contains links to several publications naming Monero as the best private coin in the world: https://changelly.com/blog/xmr-price-prediction-2019/

I don't think that these two coins are comparable. They are too different. BTC is theoretically for all kinds of people using cryptocurrency when Ripple is usually considered to be a coin for institutions. In my opinion, they will co-exist.

We should decide on what do we mean by saying "destroy". I think that the biggest harm that any government can bring to local Bitcoin users is to criminalize any Bitcoin-related activity and punish these "crimes" with serious punishments (several years of prison, and so on). Such a policy can lead to the abandonment of the Bitcoin network by most of the people although some risky users will keep on using Bitcoin regardless of the law.

Summarizing I would say that in any country there will be some people using Bitcoin, and the government cannot "destroy" or control Bitcoin totally although authorities can damage the local Bitcoin community significantly.

What to do? Buy BNB! The price dropped, and who knows when you'll have an opportunity to buy it paying $19 per BNB. If we speak of whether or not we should keep using this exchange, well... probably Binance proved to be ineffective.

Спасибо за просвещение 

Мой вопрос скорее в другом — есть ли смысл самому сжигать свои токены, если можно рассчитывать на то, что кто-то другой сожжёт свои, а цена твоих всё равно из-за этого вырастет? Есть механизм, мотивирующий сжигать свои токены, а не ждать, пока курс вырастет в следствие того, что другие держатели будут сжигать свои монеты. Спасибо.