Is Stellar Lumens A Good Investment Or a Very Risky One?

[Ozark]

Stellar was piped to be the biggest competitor of Ripple at the start of 2018 with the CEO of Stellar being the Ripple Co-founder, but it hasn’t worked out that way.

Stellar is focused on developing markets and has multiple uses cases for its technology, including money remittances and the bank loan distributions to the unbanked, unlike their closest rivals Ripple who works with established banking institutions and consortiums in order to streamline their cross-border transfer technology.

Stellar has been mauled by the bear market losing over 90% from the all-time high and there appears to be no end to this down cycle.

The recent news from Grayscale the crypto investment giant investing in a Stellar fund had no effects on the market of Stellar. The Stellar team even gave away $125 million worth of XLM tokens in an airdrop to try and help exposure and adoption to no great success.

Stellar do have some good partnerships in the likes of IBM, Stripe, Deloitte and Shift markets.

IBM has signed a multi-million-dollar deal with the Australian government to provide blockchain solutions to the country, which range from defense to home affairs systems through to data protection to help save the government’s money and resources.

The partnership with stellar could mean big things for the project moving forward as IBM and Stellar could incorporate the XLM token into the Australian government with the news that IBM is even making a Stellar-based stable coin.

But my biggest concern is that the Stellar team holds over 80 billion of their own token supplies, it has been noted over the past months in the bear market the team has been dumping their tokens on exchanges to fund the project, but when you have 80 billion tokens to dump when will it end?

People in the crypto space invest into a project with the hope of adoption and making some money on their investment but when the project itself starts to dump onto their investors it looks really bad for the project.

SOURCE

[I-Bit]

For me, Stellar has a very potential future. There are many people that put their money on Stellar because It has a chance to be a competitor of ETH or XRP someday. Stellar is one of my favorite coins also, I choose this coins yet it is popularity. 

[masudginanjar]

All cryptocurrency is very risky. Even all jobs have risks, like if I work at Mc Donalds it certainly has risks.

"Stellar do have good partnerships in the likes of IBM, Stripe, Deloitte and Shift markets."

But if you see Stellar working with the company, then all of them can be a reference if Stellar is good to invest. DWYOR

[Hank]

Stellar has the same developer from Ripple and also got a strong community when they did many airdrop, so I think that this is a promising coin to hold for long term

[Xtinah]

I believe its a good investment especially for long term. Its one of the few coins I plan to invest on for long term, I would take the risk because I see potentials it.

[khufuking]

Stellar is one of few coins in the market that really have something to offer not like the most of the other coins. I like Stellar more than EOS and I think they have a great potential in the future, investing in Stellar at the current price is for sure not that risky but remember every investment must include some level of risk.

[Felia Zahra Melodia]

see many projects starting to adopt stellar, I think this is a good opportunity to invest, and I'm sure indirectly, stellar prices will rise slowly.

[Hallet]

Stellar is always a good investment for me since the price of it always rally and recover after each crash dump of the market

[PackIsAwesome]

Stellar itself has a speed advantage at the moment. I made more than a dozen transactions, they took place instantly.
Concerning the price is now difficult to say. There are different thoughts about her.
But I recommend this coin to everyone.

[Alter]

Stellar is a safe coin to invest both for short or long terms. I don't know why you state that it is a very risky one. As you know that Stellar has many good partners and it also has shown us great improvement till now. In addition, the current trend triggers the value of Stellar to rise significantly. So, I think it has proven as a potential coin to buy.

[TanPhan]

Stellar is a potential coin but the chart we should consider to trade on long term because the price is not spread too much

[Rembang]

every investment in cryptocurrency must have a big risk, but in my opinion to invest in stellar has a large potential profit on current purchases.

[VladEx]

Stellar has a chance to compete for ETH or XRP someday. It also has a strong community. For sure it has high long-term potential. You also can check the Stellar's price prediction if you want to know about the probable future of the coin.

[IyemRoker]

All cryptocurrency is good for trading and investing, especially Stellar.

Community a lot
Many capitalists
Ranking up at Coinmarketcap

So what is less than Stellar?

[trauchot]

Stellar has always been a good choice for investments in cryptocurrency, and at the moment it is also a great option, the Stellar team is trying to improve its capabilities and technologies as quickly as possible and are constantly developing.