It's risky, just as risky as not doing anything though so, I guess it depends on your perspective. Inflation will eat away at your money if you do nothing with it, most bank investments wont do enough to even counteract that though. Bitcoin is the only way out, well cryptocurrency in general, for most people. If you lose your investments, are you really any worse off than if you didn't invest at all? However, the possibly benefits you can receive far outweigh the risks, in my opinion. I'm in it, success or failure, till the end. But, I truly believe blockchain is an important technological step for humanity to advance itself, so it's an easy choice for me.