Zuckerberg, with his stable coin Libra, has already missed his opportunity. Although to a large extent and not through his own fault. Advertising of this project was too powerful and as a result scared the main players of the financial world. Now stable coins of the central banks of states, such as the Chinese digitized yuan, will appear and they can surpass in popularity various private stable coins, the use of which is associated with a higher level of risk compared to stable coins of the states.