XRP is specifically designed to be able to change current cross-border money transfers. We are talking here about SWIFT long and slow. At present, transfers with SWIFT between two countries can last from 3 to 5 days. Not to mention the transfer fee, which cannot be ignored, especially if we talk about the transfer of tens of thousands of dollars. XRP is a third generation blockchain technology that is currently folded by IOTA blockchain technology which is just tangled. For example, Bitcoin is the first crypto currency, has first generation blockchain technology. XRP transfer is done in 4 seconds. By comparison, Ethereal transfers are carried out in about 3 minutes and transfer Bitcoin in 10 to 30 minutes. XRP can do 1500 transfers / second, transfer Ethereum 15 transfers / second and Bitcoin 7 transfers per second. You can see that XRP technology is far superior to the other two coins. The amount of coins issued is 100 billion. This impressive number of coins is specifically designed for mass transboundary transfers. Institutions that use the Ripple transfer platform will reduce transfer fees by up to 30%. If an institution uses the Ripple platform and XRP currency, the transfer fee will decrease by 60%.