Comparisons like this are always biased, as there is no similarity between Apple and XRP, and I can say that Bitcoin is the same as what happened to Apple in the early 2000s until today, and Bitcoin will increase faster.
XRP is the fastest and cheapest and may be considered a standard for banks that want cheap, guaranteed and reliable internal and international transactions between them, but it will definitely not be decentralized and everyone is allowed to create accounts without verifying identity. XRP is a pioneer of central networks on the blockchain and is one of the foundations of central networks for it to be stable, I do not expect The value of XRP may fluctuate, but it may settle at one dollar or 10.