I discovered SPD cryptocurrency about 2 months ago. As I've researched, I've become more and more excited about the platform! These are some points that stand out to me.

Stipend advances the vision and promise of a decentralized platform for freelancers that, enable anyone to post an offer, allow an individual to apply for an offer without restrictions, and securely and transparently provide a record of user performance, history, and many other data.
After serious consideration of the inherent flaws of most platforms currently operating in the market such as their excessively high fees comes the vision of Stipend

The Alpha version of the platform has been released and updates and upgrades are being done daily. Rome wasn’t built in a day, and neither are innovative platforms. The team puts out a biweekly update so that you can follow along with the growth. The latest update is published here so you check out for yourself the kind of work the team is doing.

https://stipend.me/devs-bi-weekly-update-021/

STIPEND CRYPTOCURRENCY
SPD is a PoW/PoS coin that uses the C11 hashing algorithm. Its genesis date was February 10th, 2018. Stipend’s total supply is 7,899,489 coins. The Reddit community for Stipend is /r/stipend and the currency’s Github account can be viewed here.

Stipend aims to be an ultimate solution for decentralized jobs marketplace. We want to create a platform which both the freelancers and the clients will love, with low fees, instant payments and never seen before rewarding scheme that rewards the top users.

Regarding the Platform: Stipend aims to be an ultimate solution for decentralized jobs marketplace. We want to create a platform which both the freelancers and the clients will love, with low fees, instant payments and never seen before rewarding scheme that rewards the top users.




https://stipend.me/

Additionally, the platform boasts some added security features. Of particular interest is the fact HIVE will never have your coins, but will utilize a "cold wallet" setup. With the wild west of crypto, this solution is of extraordinary comfort.

Regarding the coin: SPD is a low total supply coin, hard cap amount of SPD is 19,340,594. This is the result of a consensus among developers. We think that this is the right supply to create demand with investors. What this means is that the coin supply is low, and the rewards are low enough that the anticipated prices for the coin has a chance to be very high. In a day where there are massive high supply micro coins, it is a breath of fresh air to see such a low total supply coin.

Regarding the community: There is are various bounties to encourage people to learn of the HIVE platform, as well as get their hands on some coins for their efforts.

The community has the opportunity to see the latest updates and announcements, as well as interact with the team.

Stipend is one of the best investments for the 2018!

Stipend advances the vision and promise of a decentralized platform for freelancers that, enable anyone to post an offer, allow an individual to apply for an offer without restrictions, and securely and transparently provide a record of user performance, history, and many other data.
After serious consideration of the inherent flaws of most platforms currently operating in the market such as their excessively high fees comes the vision of Stipend

The Alpha version of the platform has been released and updates and upgrades are being done daily. Rome wasn’t built in a day, and neither are innovative platforms. The team puts out a biweekly update so that you can follow along with the growth. The latest update is published here so you check out for yourself the kind of work the team is doing.

https://stipend.me/devs-bi-weekly-update-021/

STIPEND CRYPTOCURRENCY
SPD is a PoW/PoS coin that uses the C11 hashing algorithm. Its genesis date was February 10th, 2018. Stipend’s total supply is 7,899,489 coins. The Reddit community for Stipend is /r/stipend and the currency’s Github account can be viewed here.

Stipend aims to be an ultimate solution for decentralized jobs marketplace. We want to create a platform which both the freelancers and the clients will love, with low fees, instant payments and never seen before rewarding scheme that rewards the top users.



STIPEND believes that the blockchain is a revolutionary, industry-changing technology, much the same as the Internet before it.

Freelancing is the best career choice for thousands of people who are willing to say goodbye to the stone-faced bosses, stressful job requirements, undervalued fixed salary — year in and out — and annoying workmates to embrace all the benefits of freelancing. Yet, amidst all the benefits are some key challenges such as 1) where to post an offer, 2) diverse restrictions when applying for an offer, and 3) difficulty in securing and transparently provide a record of performance etc.

Stipend advances the vision and promise of a decentralized platform for freelancers that, enable anyone to post an offer, allow an individual to apply for an offer without restrictions, and securely and transparently provide a record of user performance, history, and many other data.
After serious consideration of the inherent flaws of most platforms currently operating in the market such as their excessively high fees comes the vision of Stipend

Our vision for a next generation freelancing platform that leverages the unique, powerful features of blockchain technology. We wish to create an expansive environment beneficial to both freelancers and employers through low fees, near-instant payments, and a unique reward scheme that explicitly incentivizes the highest performers — all without the exorbitant fees and hidden costs of existing alternatives.

Website: https://stipend.me
Discord: https://discord.gg/d9JWWE9

In short, Stipend is a blockchain based freelance platform. You can read more on their website (https://stipend.me) as I am just going to focus on why this is a solid pick.

https://stipend.me/

STIPEND CRYPTOCURRENCY
SPD is a PoW/PoS coin that uses the C11 hashing algorithm. Its genesis date was February 10th, 2018. Stipend’s total supply is 7,899,489 coins. The Reddit community for Stipend is /r/stipend and the currency’s Github account can be viewed here. Stipend’s official website is stipend.me. Stipend’s official Twitter account is @StipendOff.


Reason #1: Experienced and active team

The team is one the most important factors when evaluating any new masternode coin. Stipend satisfies all my requirements:

1) Have worked on other crypto projects in the past.

2) Are actively engaged with the community and approachable.

3) Have revealed themselves to the public. This means that the project is important enough to them to risk getting doxxed and harassed by the low-lifes that squirm the depths of the crypto world.



Reason #2: Track record of crushing roadmap goals

It is obvious this team is working hard because of how quickly they are tackling items in their roadmap. In just a month we have seen them expedite team reveal due to popular demand, get listed on an exchange and CoinMarketCap, release a demo of the platform, whitepaper, wallet updates, and more.

In addition to this, they are also keeping themselves accountable for progress made every single week:  they post a weekly blog where they list the items each team member has worked on.



Reason #3: Quality product & content

I found it refreshing to see some professionalism for a change. The videos, demo (https://demo.stipend.me) and other content they deliver are all consistently high quality. They have released a demo environment of the platform you can play around with prior to the Alpha release.

You might not think this is a big deal, but how many coins out there are valued at $50M+ and have nothing to show?

Buying and Selling Stipend
Masternode collateral: 5000 SPD
Shared MN services available, check SPD discord server for links.

Stipend can be purchased on the following cryptocurrency exchanges: CryptoBridge and IDAX. It is usually not presently possible to buy alternative cryptocurrencies such as Stipend directly using U.S. dollars. Investors seeking to acquire Stipend should first buy Ethereum or Bitcoin using an exchange that deals in U.S. dollars such as GDAX, Gemini or Changelly. Investors can then use their newly-acquired Ethereum or Bitcoin to buy Stipend using one of the exchanges listed above.

Crypto-Bridge: http://wallet.crypto-bridge.org/market/BRIDGE.SPD_BRIDGE.BTC
IDAX (SPD:BTC): https://www.idax.mn/#/exchange?pairname=SPD_BTC
IDAX (SPD:ETH): https://www.idax.mn/#/exchange?pairname=SPD_ETH

https://stipend.me/
Stipend want to create a platform that will be loved by freelancers and clients, easy to use, acessible, with really low fees and almost instant transactions.

Stipend aims to be an ultimate solution for decentralized jobs marketplace. We want to create a platform which both the freelancers and the clients will love, with low fees, instant payments and never seen before rewarding scheme that rewards the top users.

What is Stipend ?  https://stipend.me

Stipend aims to be an ultimate solution for decentralized jobs marketplace. We want to create a platform which both the freelancers and the clients will love, with low fees, instant payments and never seen before rewarding scheme that rewards the top users.

SPD believe that a decentralized, blockchain-based platform will be better and a more future-proof replacement for such platforms. Because Stipend’s platform relies on the blockchain – all transactions, ratings and history will be permanently engraved into the blockchain which will further increase the openness and transparency in this market.

There are many other positive and interesting things in the project, Let's go further on the SPD Cryptocurrency.
And then, together we will watch how this project has been developing.

STIPEND CRYPTOCURRENCY
Stipend advances the vision and promise of a decentralized platform for freelancers
Stipend goes by the ticker SPD, a POS/Masternode coin with 19,340,594 SPD coin total supply.

Algo (POW/POS): C11 / Sha-256d
blocktime: 1.5 min
block reward (POW/POS): 15 SPD / 35 SPD
total supply: 19,340,594 SPD
Difficulty retargeting: every block
P2P port: 46978
RPC port: 46979

Masternode Collateral: 5,000 SPD
1st block premine: 2.45% (475,000 SPD)
Net premine: 2.07% (400,000 SPD)

Putting it quite simple:

PROs:

Low supply, not in so many exchanges yet so lots of people don't know about it, project looks solid with a demo and beta schedule to be release soon, believe it's undervaluated and could appreciate in the upcoming months.
As far as I know still not possible to share masternodes in services like staking lab but small investors can stake on desktop wallet.

Stipend’s goal is to introduce the concept of the blockchain to the already booming freelance market.
On STIPEND, everyone can offer their services to everyone.
You are a teacher, a singer or something similar, and you have something to offer to the world ? Well, probably you would love Stipend.
At the same time you need some help, or maybe you are organizing a concert but you need a good singer to replace the sick one? No problem, go on Stipend, see all the offers and choose the best one that fits you.
No bureaucracy, no restrictions, really fast.. and the platform is decentralized.



Stipend will therefore be a all-in-one platform for all kind of task added during project
lifetime. Instant payment as rewards, incentivized workers with coin reward schema
throughout the platform. Teams will be able to easily and efficiently disperse payments to
contributors who have fulfilled the requirements of any task using the coin they desire. Those
using SPD will have no fees charged, while using any other coin supported to pay the job will
be charged a small fee to be paid by the buyer. A verification process and reputation system
will be built in to verify that each task was successfully completed before payment is
dispersed, known as the “pre-user rating”.


After serious consideration of the inherent flaws of most platforms currently operating in the market such as their excessively high fees comes the vision of Stipend

Our vision for a next generation freelancing platform that leverages the unique, powerful features of blockchain technology. We wish to create an expansive environment beneficial to both freelancers and employers through low fees, near-instant payments, and a unique reward scheme that explicitly incentivizes the highest performers — all without the exorbitant fees and hidden costs of existing alternatives.

Website: https://stipend.me
Discord: https://discord.gg/d9JWWE9

Before I start, To learn more about the Dividend.Cash (DVD), check out the company site at : https://dividend.cash/



Dividend.Cash (DVD) coin is a revenue-generating cryptocurrency, forking from PIVX as a Proof of Stake and Masternode coin, that enables owners to receive dividends that paid with multiple payout including dash, pivx and another popular masternode cryptocurrency on a daily basis.

Personally, as a cryptocurrency enthusiast and adopter, I love investing in secure platforms and networks.

Name DividendCash
Symbol DVD
Address Prefix D
Block Reward 2-25 DVD
Block time 60 seconds
Block Maturity 50 Block
Confirmation 6 Block
Masternode Collateral 1.000 DVD
Total Supply 21.210.101 DVD
Premine 165.301 DVD (~0.77% )
Reward Distribution 80% Masternode / 20% Stakers
P2P Port 29997
RPC Port 29998
Mine-able No
Stake-able Yes

Predictions for cryptocurrency in 10 years
People will realize that cryptocurrency is not a “bubble”; instead, it is a channel for massive unmet demand for private, sound money.

Keynesian fear mongering regarding “evil deflation” will be proven wrong as the truism that people must spend money to live, even deflationary money, becomes obvious.

Traditional banks will begin to crumble, much like J.C. Penny and Sears under the threat of Amazon. To survive, they will rely on customers who are late-adopters and laggards, among the very last to abandon the fiat system.

Crypto-banks will begin to dominate. They will be global rather than national. Most people will trust their private keys to these banks, realizing that there is no perfectly secure way to store them. Convenience and “good enough” security will be the dominant paradigm.

A small minority of die-hard users will continue to insist on storing their own private keys and signing their own transactions, much like a few people today insist on compiling their own Linux kernel or building their own PC.

Crypto-banks will be thought of as just that — banks, not “exchanges.” The fact that they provide currency exchange services will thought of as an obvious and necessary feature of any banking system.

There will be no government-backed “FDIC” for crypto-banks. However, banks will compete on security, among other features, giving rise to private insurance that protects deposits.

Banks will provide traditional savings-and-loan services, denominated in cryptocurrency.

Banks may automatically store your holdings as a basket of currencies and robo-trade on your behalf based on pre-set criteria. A deposit of 1 WhateverCoin may automatically turn into a deposit of the appropriate quantities of coins A, B, and C.

People will realize that fiat currency is simply cryptocurrency running on a single node where one miner can arbitrarily issue new coins. The largest transfer of wealth in history will occur in slow motion, as the value of fiat currencies drop to zero.

Unable to inflate their currency at will, governments will be forced to rein in spending. This may produce chaotic results including riots, coups, protests, political upheaval, and even the redrawing of national borders.

DVD COIN

It's fun to write what you like, and maybe not many users who agree with you now, but I believe the future will be more and more. So what kind of content is a good content ?
This is not just another masternode coin, DVD have a real usage, and will be a model for a lot of project in the future, take a sit and let's talk aboutDVD for a minute.

Dividend.Cash (DVD)
Dividend.Cash will issue a coin called DVD coin that forking from PIVX and has same feature with PIVX. The DVD coin will be available to get for free with airdrop, bounty and purchase during our masternode pre-sale campaign that will take place in the end of July 2018.

You may be wondering, what qualities lead to a cryptocurrency being a promising ecoin and an attractive investment opportunity. The answer to this question is not necessarily an easy one, nor the same for all people. Now I am not a broker, so you shouldn’t take this as investment advice rather as my opinion on the matter.

But, why Dividend.Cash ?
DVD Coin is decentralized cryptocurrency that utilizes a peer-to-peer technology to operate with no central authority or banks.
The value of an alt-coin is directly related to the demand for the coin. The greater the demand, the higher the value. Demand can be based on various coin traits but for a coin to be successful, it must be able to create demand for itself. The rest of the elements on this list are all beneficial to the coins life, but without demand, the price of the coin will never go up.

Dividend.Cash (DVD) coin, price will grow everyday !
DVD Masternodes

What Is A Masternode?
Masternode is simply a cryptocurrency full node or computer wallet that keeps the full copy of the blockchain in real-time, just like your have Bitcoin full nodes and is always up & running.

But masternodes are considerably different in their functionality than normal nodes.

They are different because they perform several other functions apart from just keeping the full blockchain and relaying blocks/transactions as a full node does in Bitcoin/Litecoin.

DVD Masternodes are network servers that are constantly connected to the DVD Network and perform service functions like validating, storing and serving the blockchain to the users.
Masternodes are the backbone to the DVD network.

Anyone with 1000 DVD can set up and operate an DVD Blockchain Masternode, which helps to provide an additional security, reliability, and performance to the blockchain.
For their dedicated service Masternodes receive a portion of each mined DVD block reward.

Each day 40% of the fee collected by Dividend.Cash platform including shared masternode hosting fee, staking hosting service fee, crypto exchange fee will be distributed to the Dividend.Cash coin holders that stake or run masternode of their DVD coin in our platform. The more you hold, the more you earn. If you hold, run masternode or stake your DVD coin your self, you won't get this dividends.

Official Dividend.Cash (DVD) Website :
https://dividend.cash/
whitepaper : https://drive.google.com/file/d/1M2O1xVAegXiyMIyso8xmKxmaIXdMiaDf/view

Stipend — The Freelancers’ Currency

Nowadays, more and more companies are starting to hire people remotely for many different reasons — it’s usually cheaper, easier and they have a bigger pool to pick great talents from.



However, the sites that are currently used aren’t using blockchain technology, from which they could benefit enormously. We believe that the future lies in the blockchain, and that Stipend will advance the vision of a decentralized platform for freelancers that will:

(1) enable anyone to post an offer,

(2) allow for an individual to apply for an offer without restrictions, and

(3) automate the process of reviewing work through the use of a user “rating” scheme.



Perhaps the main downfall of many sites currently operating in the market is the use of incredibly high fees- some up to more than 20% percent before any payment processing fee is included.

If a freelancer wants to get paid via credit/debit card for example, the fees are even higher because of additional anti-fraud checks that credit card companies have to make.

PayPal fees also cut deeply into any paycheck and bank transfer- the cheapest of which can take up to a week to clear. Additionally, ensuring the work is done and the payment is made to the right address takes time and might be hard for the person to settle it.

The entire process is inefficient and time consuming, limiting the scope and breadth of tasks that bidders can outsource to our platform to find the perfect worker.

Stipend will therefore be a all-in-one platform for all kind of tasks added during project lifetime.

Instant payment as rewards, incentivized workers with coin reward schema throughout the platform. Teams will be able to easily and efficiently disperse payments to contributors who have fulfilled the requirements of any task using the coin they desire.

Those using SPD will have no fees charged, while using any other coin supported to pay the job will be charged a small fee to be paid by the buyer. A verification process and reputation system will be built in to verify that each task was successfully completed before payment is dispersed, known as the “pre-user rating”.

Stipend goes by the ticker SPD, a POS/Masternode coin with 19,340,594 SPD coin total supply.
Masternode collateral: 5000 SPD
Shared MN services available, check SPD discord server for links.

Stipend is a blockchain based freelance platform. You can read more on their website (https://stipend.me) as I am just going to focus on why this is a solid pick.

STIPEND platform is simple as that:
Enable anyone to post an offer or accept an offer without restrictions
Pay and get paid is their currenc, SPD
Secure and transparent. There will be a record of user performance, history, and many other data.
This will change the way we look for a job right now, Stipend will change everything. I know i’ve captured you attention and you want to know more, so i give you all the links and useful datas where you can learn a lot more things.


Stipend advances the vision and promise of a decentralized platform for freelancers that will:

enable anyone to post an offer,
allow an individual to apply for an offer without restrictions, and
securely and transparently provide a record of user performance, history, and many other data.


Perhaps the main flaws inherent to most platforms currently operating in the market are their excessively high fees — some amounting to more than 20% even before any payment processing charges are included. If a freelancer wants to get paid via credit/debit card, the fees are even higher due to anti-fraud inspection and overhead processing expenses levied by credit card companies; PayPal fees also take a substantial cut out of any paycheck and bank transfers. If such fees weren’t bad enough, most methods also incur significant delay — taking up to a week to clear, with faster options costing even more.

Links:

Official website: http://stipend.me/

Bounty campaign: http://stipend.me/bounty/

Bitcointalk: https://bitcointalk.org/index.php?topic=2918634.0

Github: https://github.com/Stipend-Developer/stipend

Explorer: http://explorer.stipend.me/

Twitter: https://twitter.com/StipendOff

Telegram: https://t.me/StipendOfficial

Discord: https://discord.gg/Q6vyckx

Reddit: https://www.reddit.com/r/stipend

Listings:

https://wallet.crypto-bridge.org/market/BRIDGE.SPD_BRIDGE.BTC

https://masternodes.online/currencies/spd