For me I do not inaugurate the word Hold at all times. Imagine investing in a coin that you did not research and that hype you just finished dumping, then you wrapped it in, then you wore it more and more so on and so forth. You’re in charge, you say the POWER OF HOLD? You’re so overwhelmed and you’re no more capital.

Well, do not believe that everything is “HOLD” effective. What if down trend is that you do not have a coin? You get to work. How about after 10 years, even though your money is still down, you do not know your coin shitcoin.

So for me the most effective way is to research your coin first without you wanting to type or believe in the recommendations or bring to charismatic people in the crypto world. Be responsible and do not depend on others.

And most important of all is that you have CUT LOSS, preparations for a cut loss plan to keep you safe and do not keep your money for a long time. Do not be greedy and do not believe that the market will be forever have good price, you have to sell your target, do not worry if your coin is in to the moon when you sell it. Profit is profit atleast.

Many people start to invest in Ripple instead of Ethereum. These 2 giants are fighting for the second and third place in the list. What do you think is wise to invest to?

Ripple of Ethereum?

So XRP(Ripple) has bypassed Ethereum to become no. 2 coin on coinmarketcap and it has seen about 70% growth in last 24 hours and about 300% gain in past week or so. Is it still the right time to get into it and buy some XRP. Some people might argue Ripple is centralized and Pump & Dump coin but a trader basically looks for profit not other so much about other factors.

They say ripple can be the next ethereum or can be the next bitcoin. But for me no matter how potential ripple is, it will remain as ripple. Bitcoin is not ripple or vice versa. This means ripple have its own way to reach whatever they desired to achieved. It takes time to success.

Both Ripple and Litecoin has been doing greatly in the market of late with litecoin even outperforming other digital currencies at some point.

between the two, which one would you invest in and why?

I'm always sure of that, why? because ripple has a strong team behind it, besides that, ripple transaction costs are very cheap, and very fast if used for transactions,
so it's not wrong if ripple will be expensive in the future, at least 10 USD per coin.
what do you think about that?

Could Ripple XRP replace bitcoin before it is widely accepted?
If ripple allows users to send money instantly and almost fee free, with a pretty and easy to use UI.
Plenty of money to burn on advertising and reputation building.
Business and Financial connections likely to get them accepted on large merchant sites.
Why would the average person have any interest in Bitcoin?

More important could Ripple become controlled by business or government?

I'm not suggesting any of this is fact.
Just wanna hear the opinions of people that actually know stuff.

If you equate fiat and cryptocurrency,
of course those who are familiar with cryptocurrency will choose cryptocurrency,
but for those who don't know cryptocurrency, they will choose fiat.
but is cryptocurrency actually a replacement for fiat? or is it just an alternative?