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406
Following the summary of the book we have shared this week, we would like to extend the topic and tell you about seven mistakes people
make when writing to-do lists and several ways of avoiding such mistakes.

1.Too voluminous lists

We plan to do dozens of things during the day, but all our tasks vary in their urgency, length and time required for their completion. Long lists
demotivate, because it is impossible to do every task in them.

Instead, specify 3 most important tasks which will benefit you the most in your carrier, business or you personally, and write them down in order
of their importance on a small piece of paper to keep in front of your eyes during the day.

2.Ambiguity and uncertainty

Very often we formulate our goals too vaguely, not setting forth the specific steps we need to take to achieve the result.
Instead of writing down: “Work on the presentation”, specify what exactly you are planning to do: “Make a draft of the presentation”,
“Define 3 key points of the presentation” and so on.

It is important to understand:
- what the final result would be;
- if it is possible to finish the task in one go;
- what the deadline of the task is.

3.Poor time management

It’s hard to be effective if you don’t know how many hours or days it will require you to complete this or that task. Before getting down to work,
estimate how much time you would approximately spend on this task. Even if you make mistakes in your estimations at first, they will help you to
better manage your time in the future.

4.Falling for distractions

There are days when lots of unplanned tasks emerge and unforeseen situations take place. That’s why it is important not only to structure your
schedule, but also be flexible. Every morning take a look in your calendar to check what you have planned for today and the next few days.
 During the day allow at least one hour to be spent on solving unplanned situations. This amount of free time will let you considerably decrease
 the level of everyday stress.

5.Focusing on tasks which are in fact not so important

There is always a temptation to fill your list with tasks which only seem urgent and important but actually do not play a big role in the long run.
To achieve results, you need to see the whole picture and write down tasks with real deadlines (for example, important meetings) and those that
have the most influence on your goals (for instance, work on the coming presentation).

6.No connection between tasks and end goals

Motivation depends on how the task is important for you personally. In these cases, we don’t have to summon up our spirits, we get down to work happily.
Before starting to write your to-do list of important tasks, think for a moment, why you include this or that point there. If it relates to your long-term goal,
you will work on it with more enthusiasm.

7.Torturing yourself with thoughts on undone tasks

At the end of the day, the list of important tasks is not a question of life and death. That’s why don’t torture yourself and start each morning with working on
three most important tasks for the day.

- - -

As always, we are trying to be interesting and useful for you, that’s why your opinion matters. Please tell us, did you find this information interesting, would you
like to read similar advice in the future?

407
Today we have decided to have a small crash course for those who are new at the market of cryptocurrencies. And we’re going to start from the very basics.

The most important point that one has to understand, is that to keep cryptocurrency you have to have a wallet’s address and there are three ways how you can create one:

1. Use online wallets
2. Download a program to your PC
3. Buy a hardware wallet

We will quickly go through pros and cons of each way. But let’s start by telling a few words about what a wallet for cryptocurrencies is using bitcoin as a sample.
Bitcoin, as any other cryptocurrency, is kept only in a form of a blockchain. Anybody can view a transaction in the net, check the balance of any wallet. This information
is open for everyone. But it is impossible to tell who the owner of the wallet is.

Bitcoin wallet has two parts:

• Open key. It is the address of the bitcoin wallet, it is not a secret. It has 32-34 symbols of Latin letters and numbers. All addresses always start with the number “1” or “3”.
• Private key (sometimes called as a secret key). It is a longer sequence of letters and numbers of the Latin alphabet. You mustn’t tell it to anyone, because it is an access to the wallet.

Transaction in bitcoin network means that cryptocoins go from one wallet’s address to another. The speed of transaction is equal to emerging of a new block in blockchain
(10 minutes on average).

Transaction is subject to a small fee. Depending on the network loading, its amount can change. The sender specifies its amount. By the way, commission does not depend
on the amount of transaction. You can transfer amount equaling to $10, $10000 or $1 billion and still pay the same commission.

1. Online wallets

There are lots of sites which offer services for creation and keeping online-wallets. They are called “cryptowallets”. The service takes on all the issues of keeping funds safe.
There are pros in that, since you don’t need to think about computer safety, plus reliability of the service is usually much better that that of a simple computer.
We would like to personally recommend the service blockchain.com

2. Program on your PC

You can download programs for bitcoin wallet on the official website bitcoin.org. Here you can choose from lots of wallets supported by community: Bitcoin Core, MultiBit,
Armory and Electrum. Also, you can learn the features of each of them. They slightly differ from each other. For example, Electrum does not keep all the history of transactions
(blockchain) on computer, but it refers to randomly selected network nodes. Bitcoin Core, on the opposite, keeps the full history on your PC and computer must always be online
for checking if the data is accurate. Today the blockchain size for bitcoin is about 200 Gigabytes. Many people recommend taking the security of a computer with bitcoin-wallet seriously.
This is because in case fraudsters steal the wallet file, all your funds there will disappear.  As nobody wants this to happen, you need to follow the basic rules of computer usage safety.

3. Hardware wallets

Hardware wallets are a device that keeps the private key. Their advantage is that it is switched off the Internet and there is no way anybody can hack this wallet.
If the device breaks or you lose access to it, you can restore it by entering 24 random words (so-called seed words).

And you can always find favorable rates for purchasing cryptocurrency on our site BestChange. com

We wish you reliable and profitable exchanges!

408
Today we have decided to have a small crash course for those who are new at the market of cryptocurrencies. And we’re going to start from the very basics.

The most important point that one has to understand, is that to keep cryptocurrency you have to have a wallet’s address and there are three ways how you can create one:

1. Use online wallets
2. Download a program to your PC
3. Buy a hardware wallet

We will quickly go through pros and cons of each way. But let’s start by telling a few words about what a wallet for cryptocurrencies is using bitcoin as a sample.
Bitcoin, as any other cryptocurrency, is kept only in a form of a blockchain. Anybody can view a transaction in the net, check the balance of any wallet. This information
is open for everyone. But it is impossible to tell who the owner of the wallet is.

Bitcoin wallet has two parts:

• Open key. It is the address of the bitcoin wallet, it is not a secret. It has 32-34 symbols of Latin letters and numbers. All addresses always start with the number “1” or “3”.
• Private key (sometimes called as a secret key). It is a longer sequence of letters and numbers of the Latin alphabet. You mustn’t tell it to anyone, because it is an access to the wallet.

Transaction in bitcoin network means that cryptocoins go from one wallet’s address to another. The speed of transaction is equal to emerging of a new block in blockchain
(10 minutes on average).

Transaction is subject to a small fee. Depending on the network loading, its amount can change. The sender specifies its amount. By the way, commission does not depend
on the amount of transaction. You can transfer amount equaling to $10, $10000 or $1 billion and still pay the same commission.

1. Online wallets

There are lots of sites which offer services for creation and keeping online-wallets. They are called “cryptowallets”. The service takes on all the issues of keeping funds safe.
There are pros in that, since you don’t need to think about computer safety, plus reliability of the service is usually much better that that of a simple computer.
We would like to personally recommend the service blockchain.com

2. Program on your PC

You can download programs for bitcoin wallet on the official website bitcoin.org. Here you can choose from lots of wallets supported by community: Bitcoin Core, MultiBit,
Armory and Electrum. Also, you can learn the features of each of them. They slightly differ from each other. For example, Electrum does not keep all the history of transactions
(blockchain) on computer, but it refers to randomly selected network nodes. Bitcoin Core, on the opposite, keeps the full history on your PC and computer must always be online
for checking if the data is accurate. Today the blockchain size for bitcoin is about 200 Gigabytes. Many people recommend taking the security of a computer with bitcoin-wallet seriously.
This is because in case fraudsters steal the wallet file, all your funds there will disappear.  As nobody wants this to happen, you need to follow the basic rules of computer usage safety.

3. Hardware wallets

Hardware wallets are a device that keeps the private key. Their advantage is that it is switched off the Internet and there is no way anybody can hack this wallet.
If the device breaks or you lose access to it, you can restore it by entering 24 random words (so-called seed words).

And you can always find favorable rates for purchasing cryptocurrency on our site BestChange. com

We wish you reliable and profitable exchanges!

409
Today we have decided to have a small crash course for those who are new at the market of cryptocurrencies. And we’re going to start from the very basics.

The most important point that one has to understand, is that to keep cryptocurrency you have to have a wallet’s address and there are three ways how you can create one:

1. Use online wallets
2. Download a program to your PC
3. Buy a hardware wallet

We will quickly go through pros and cons of each way. But let’s start by telling a few words about what a wallet for cryptocurrencies is using bitcoin as a sample.
Bitcoin, as any other cryptocurrency, is kept only in a form of a blockchain. Anybody can view a transaction in the net, check the balance of any wallet. This information
is open for everyone. But it is impossible to tell who the owner of the wallet is.

Bitcoin wallet has two parts:

• Open key. It is the address of the bitcoin wallet, it is not a secret. It has 32-34 symbols of Latin letters and numbers. All addresses always start with the number “1” or “3”.
• Private key (sometimes called as a secret key). It is a longer sequence of letters and numbers of the Latin alphabet. You mustn’t tell it to anyone, because it is an access to the wallet.

Transaction in bitcoin network means that cryptocoins go from one wallet’s address to another. The speed of transaction is equal to emerging of a new block in blockchain
(10 minutes on average).

Transaction is subject to a small fee. Depending on the network loading, its amount can change. The sender specifies its amount. By the way, commission does not depend
on the amount of transaction. You can transfer amount equaling to $10, $10000 or $1 billion and still pay the same commission.

1. Online wallets

There are lots of sites which offer services for creation and keeping online-wallets. They are called “cryptowallets”. The service takes on all the issues of keeping funds safe.
There are pros in that, since you don’t need to think about computer safety, plus reliability of the service is usually much better that that of a simple computer.
We would like to personally recommend the service blockchain.com

2. Program on your PC

You can download programs for bitcoin wallet on the official website bitcoin.org. Here you can choose from lots of wallets supported by community: Bitcoin Core, MultiBit,
Armory and Electrum. Also, you can learn the features of each of them. They slightly differ from each other. For example, Electrum does not keep all the history of transactions
(blockchain) on computer, but it refers to randomly selected network nodes. Bitcoin Core, on the opposite, keeps the full history on your PC and computer must always be online
for checking if the data is accurate. Today the blockchain size for bitcoin is about 200 Gigabytes. Many people recommend taking the security of a computer with bitcoin-wallet seriously.
This is because in case fraudsters steal the wallet file, all your funds there will disappear.  As nobody wants this to happen, you need to follow the basic rules of computer usage safety.

3. Hardware wallets

Hardware wallets are a device that keeps the private key. Their advantage is that it is switched off the Internet and there is no way anybody can hack this wallet.
If the device breaks or you lose access to it, you can restore it by entering 24 random words (so-called seed words).

And you can always find favorable rates for purchasing cryptocurrency on our site BestChange. com

We wish you reliable and profitable exchanges!

410
Today we have gathered 5 unsophisticated pieces of advice which will help you manage your money more effectively and
won’t need lots of effort, focus or time.

1. Set up specific goals

Financial experts insist that making a list of specific actions that you want to do can be very useful. Avoid blurry descriptions
such as “save up more” to receive a more exact plan how to “work” with money. Moreover, to not overload yourself and your
budget, set only 3 goals you feel more certain that you can reach. For example, “purchase of a laptop”, “purchase of a car”, “marketing courses”.

2. Make an emergency fund

No, it’s not about your saving ups, it is rather a fund for unexpected costs in case of emergency. Everybody can find themselves
in trouble, that’s why it is better to be prepared in advance. When force major strikes, you won’t need to “pinch” from your savings
or lend money from all your friends. By the way, hide your emergency fund as far as possible and don’t check it without the necessity.

3. Spend money only on things that help you grow

The only way to achieve this goal is to assess your current expenses. You cannot go forward not knowing what was your starting point, can you?
So, learn your expense items for the year and make a conclusion which habits or things you should exclude and on which you can spend more.
Set it as your rule: only spend your money on things that bring you visible and tangible benefit.

4. Set up a day without expenses

Financial advisers suggest setting up a day when you won’t have any expenses at all – and that is a very good decision which will
make you more focused and attentive to your own finances. This goal is specifically useful for the young people who often do not a
ccount for their money and recklessly spend it on entertainment and fun with their friends. Who knows, maybe in future you will learn
how to have even two days a week without expenses!

5. Repay your debts immediately

Make it as your goal to firstly repay all the debts: to people, banks or credit offices. Of course, you should try not to borrow money at all,
but if you have done so, make it your priority to repay debts and not spending on yourself. In other words, adopt the philosophy of quick
repaying rather than yielding to your whims. It is not easy, but this will make you a more organized and task-oriented person.

We hope that our advice will help you save up your money so you could grow it buying actives you are interested in with the help of our service.

411
Today we have gathered 5 unsophisticated pieces of advice which will help you manage your money more effectively and won’t need lots of effort, focus or time.

1. Set up specific goals

Financial experts insist that making a list of specific actions that you want to do can be very useful. Avoid blurry descriptions such as “save up more” to receive a
more exact plan how to “work” with money. Moreover, to not overload yourself and your budget, set only 3 goals you feel more certain that you can reach.
For example, “purchase of a laptop”, “purchase of a car”, “marketing courses”.

2. Make an emergency fund

No, it’s not about your saving ups, it is rather a fund for unexpected costs in case of emergency. Everybody can find themselves in trouble, that’s why it is better
to be prepared in advance. When force major strikes, you won’t need to “pinch” from your savings or lend money from all your friends. By the way, hide your
emergency fund as far as possible and don’t check it without the necessity.

3. Spend money only on things that help you grow

The only way to achieve this goal is to assess your current expenses. You cannot go forward not knowing what was your starting point, can you? So, learn your
expense items for the year and make a conclusion which habits or things you should exclude and on which you can spend more. Set it as your rule: only spend
your money on things that bring you visible and tangible benefit.

4. Set up a day without expenses

Financial advisers suggest setting up a day when you won’t have any expenses at all – and that is a very good decision which will make you more focused and
attentive to your own finances. This goal is specifically useful for the young people who often do not account for their money and recklessly spend it on
entertainment and fun with their friends. Who knows, maybe in future you will learn how to have even two days a week without expenses!

5. Repay your debts immediately

Make it as your goal to firstly repay all the debts: to people, banks or credit offices. Of course, you should try not to borrow money at all, but if you have done
so, make it your priority to repay debts and not spending on yourself. In other words, adopt the philosophy of quick repaying rather than yielding to your whims.
It is not easy, but this will make you a more organized and task-oriented person.

We hope that our advice will help you save up your money so you could grow it buying actives you are interested in with the help of our service.

412
Today we have gathered 5 unsophisticated pieces of advice which will help you manage your money more effectively and won’t need lots of effort, focus or time.

1. Set up specific goals

Financial experts insist that making a list of specific actions that you want to do can be very useful. Avoid blurry descriptions such as
“save up more” to receive a more exact plan how to “work” with money. Moreover, to not overload yourself and your budget, set only
3 goals you feel more certain that you can reach. For example, “purchase of a laptop”, “purchase of a car”, “marketing courses”.

2. Make an emergency fund

No, it’s not about your saving ups, it is rather a fund for unexpected costs in case of emergency. Everybody can find themselves in trouble,
that’s why it is better to be prepared in advance. When force major strikes, you won’t need to “pinch” from your savings or lend money from
all your friends. By the way, hide your emergency fund as far as possible and don’t check it without the necessity.

3. Spend money only on things that help you grow

The only way to achieve this goal is to assess your current expenses. You cannot go forward not knowing what was your starting point,
can you? So, learn your expense items for the year and make a conclusion which habits or things you should exclude and on which you
can spend more. Set it as your rule: only spend your money on things that bring you visible and tangible benefit.

4. Set up a day without expenses

Financial advisers suggest setting up a day when you won’t have any expenses at all – and that is a very good decision which
will make you more focused and attentive to your own finances. This goal is specifically useful for the young people who often
do not account for their money and recklessly spend it on entertainment and fun with their friends. Who knows, maybe in future
you will learn how to have even two days a week without expenses!

5. Repay your debts immediately

Make it as your goal to firstly repay all the debts: to people, banks or credit offices. Of course, you should try not to borrow money
at all, but if you have done so, make it your priority to repay debts and not spending on yourself. In other words, adopt the philosophy
of quick repaying rather than yielding to your whims. It is not easy, but this will make you a more organized and task-oriented person.

We hope that our advice will help you save up your money so you could grow it buying actives you are interested in with the help of our service.

413
Hello!

Digital currency services are very popular now. Some of them are better than others but it takes time and money to find that out. If you want to find easy and fast way for exchange – visit BestChange.com. Since 2007 we support thousands of customers to take a right decision about exchange, rates, commissions etc.

BestChange benefits:
•   Lots of updated rates from different exchangers
•   Fast and automatic best rate search
•   True and clear policy about commissions to exchangers and other important to decide data
•   Fast and easy way to compare rates for all the popular currency pairs
•   Professional customer support
•   Tons of reviews about exchangers by our customers

Our website is easy-to-go – choose the currency you want to give and to get! 2 clicks and you got all the exchangers that work with this currency pair, including the best options on top. We recommend you take care about reserve to be sure that it’s enough.
Reviews are very important, too; They help you to decide what service is the most reliable.
Also, we offer you to use our “Calculator” tool; just put the amount you want to give and see how much you will get.
Save your time with BestChange.com!


414
Announcements [ANN] / Every exchange is a celebration with BestChange
« on: August 10, 2018, 05:53:45 PM »
Hello!

I can’t describe how tough to choose exchange service. There are thousands of them but that doesn’t work properly. To be sure about your exchange pairs and rates I recommend using BestChange exchange monitor. Don’t waste your time and power because we already compared loads of exchange rates to bring you the best.

Don’t limit yourself and get the next options:

- Real reviews by real clients only
- Contact us and ask you question about the service
- Fast and qualified help
- Easy search of the best exchange rates
- Always updated information about reserves and commission
- Automatic search of the most valuable option to deal with

Get the most important information about any exchanger we work with to take a right decision. We will show you the best exchange rates, reserves and reviews. What do you need to do? Nothing special – choose the currency you want to give on the left column and the currency you want to get on the right.
How much money would you get after the exchange? You don’t need to count that – you may use our “Calculator” tool. Also, we have “Notifications”, “Double exchange”, “Statistics” and more.

Don’t limit yourself! Use BestChange!

Please check out our service and have a great exchanging experience at: https://www.bestchange.com/

We are in social networks:

Page on Facebook – https://www.facebook.com/bestchange/
Reddit channel – https://www.reddit.com/r/bestchange/
Twitter channel – https://twitter.com/bestchangeeng
Page on LinkedIn – https://www.linkedin.com/company/bestchange
Profile on Instagram – https://www.instagram.com/bestchangeeng/
Telegram channel – https://t.me/bestchangeeng
Medium channel – https://medium.com/@BestChange

415

If you are tired of constant comparison of exchange rates of digital currencies on various services, we offer you an excellent option that will save you time and money - www.bestchange.com.

The exchange monitor became popular right from the beginning since 2007. Its obvious why it was so fast; look at the functions.

Visit the website and get the access to the most popular exchange services and various digital currencies that they offer to our users.

BestChange gives you the next advantages:
•   Actual exchange rates from more than 300 exchangers;
•   No time and money loss because of the automatic best rates search;
•   East-to-read information about rates and commissions;
•   Lots of exchange pairs;
•   Friendly and experienced customer support;
•   Feedback section with customers’ reviews and comments about the exchangers.

Today we have more than 300 exchange services and it’s not the limit. We are very confident with our partners before adding them to our monitoring; we consider the age of exchange service, various forum activities, the popularity, BL and TS levels etc. Our system gives the opportunity to minimize the risk for our customers.

Also, we have “Calculator” tool to let every user count the funds excluding commission after the exchange.

How to choose the exchange service? That’s so easy! Choose the currency you want to exchange (the left column) and the currency you want to get (the right one). The best rates go on top automatically!

We wish you the best customer experience with BestChange.com!

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