Now TWL is even bigger, but we need tools to insure it.
I would like to draw your attention to Amulet - it is a DeFi insurance protocol for the Rust-based ecosystem with initial development on Solana (Cosmos in the near future)

Similar to traditional insurance, DeFi provides financial security for all users interacting with Web3 financial products.  Currently, DeFi insurance covers the risks of smart contracts, depeg stables, economic exploits, etc. Of all these risks, smart contract exploits were one of the most significant contributors to the loss of nearly $3B in 2021.  By securing these initial types of risks and expanding Amulet's scope, Amulet aims to create a safer Web3.

What risks does Amulet cover?
Smart contract vulnerability: The failure of a smart contract in the event that the covered protocol is exploited or does not function as intended.
Stablecoin De-Peg: The risk that a stablecoin will trade below its peg for an extended period of time.  This is currently only available for US dollar based stable coins.
Slashing: Solana does not currently have implemented penalties for slashing, but we intend to offer this coverage when this part of the protocol becomes operational.

You can find Amulet via Google search