IMHO, I think Bitcoin can be used in both function, as a form low-risk investment, and also a store of value at the same time, Base on Novogratz prediction is within five years, maybe he's right or maybe he's wrong. we cant determined it right, so let's wait for five long years to prove that if he's right, by the way, there's nothing wrong with that flip Bitcoin can do that because it was a product of a versatile technology so I'm sure Bitcoin can handle it.