There are other users who turn an exchange they trust into their wallet; like me, I can't deny that I also have assets hidden in some centralized exchanges, which I think will not be the same as what happened with FTX. Although there is still a risk, that can be said because, of course, they still hold my password and my cryptographic assets.
Now if we use other wallets like Trust wallet, Klevr wallet, Electrum wallet, and Bluewallet here, we must not forget the password, especially the seed phrases, because once we forget it, don't expect to recover the password assets that you have. But if you have a backup, there is still a chance to recover it.