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Author Topic: Benefits of Saving your money  (Read 3966 times)

Offline Legion

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Re: Benefits of Saving your money
« Reply #15 on: April 01, 2024, 04:20:41 AM »
You are right. A man without savings is a man without back ups. There is an adage in my locality which is translated to mean that "it is only during emergency that you will know a man". This goes a long way to justify the importance of savings because it is only a man with savings that can overcome the emergency test. One of the measurements for financial stability is saving. A man who is financially stable is a man with savings.
That's right, therefore when you become a man you have to be smart in making money because men have a big responsibility, men have to be brave enough to take risks but have to stay on the good and right path.

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Re: Benefits of Saving your money
« Reply #15 on: April 01, 2024, 04:20:41 AM »

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Re: Benefits of Saving your money
« Reply #16 on: April 01, 2024, 04:40:06 AM »
1. We can save money today in our bank's and online wallets, which we can set long-term savings so that we can't take the money immediately for just any kind of emergency..

Saving money in the bank for me is a bad idea because it will only sit their with a little interest in a year at least here in our country.

On the other hand, saving money for future use is a good idea especially if there is a need for emergency use.

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Re: Benefits of Saving your money
« Reply #17 on: April 01, 2024, 09:13:48 AM »
Saving money is very good and important for living.
No matter how rich you are now, if you don't save today you will beg tomorrow; saving money is part of budget planning and if you don't plan today you will fail tomorrow.
So talking about the benefit of saving money:
*Saving money gives you financial independence.
*Saving money, have the capacity to reduce stress.
*Saving money, helps to limit debt.
*Saving money, helps at the time of emergency.
Let me drop but a few benefits of saving money.

You are right. A man without savings is a man without back ups. There is an adage in my locality which is translated to mean that "it is only during emergency that you will know a man". This goes a long way to justify the importance of savings because it is only a man with savings that can overcome the emergency test. One of the measurements for financial stability is saving. A man who is financially stable is a man with savings.

I can relate to this. Savings can save lives. I remember when my younger sis had an attack. When she was rushed to the hospital we were asked to make certain payments before treatment could commence and we did all thanks to my savings. Imagine looking for where to lend money at that critical time. Similarly, with your savings, you can be lucky to buy nice properties in distress sales.

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Re: Benefits of Saving your money
« Reply #18 on: April 30, 2024, 08:18:18 AM »
1. We can save money today in our bank's and online wallets, which we can set long-term savings so that we can't take the money immediately for just any kind of emergency..

Saving money in the bank for me is a bad idea because it will only sit their with a little interest in a year at least here in our country.

On the other hand, saving money for future use is a good idea especially if there is a need for emergency use.
As you said, saving money in a bank is very bad, but when we want to use money in the world, we need a bank to withdraw the money we save, because so far there are not many things that we can buy with cryptocurrency, because of the use of cryptocurrency. is still very limited, so we have to combine the bank with the cryptocurrency wallet that we use.

Offline Rruchi man

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Re: Benefits of Saving your money
« Reply #19 on: April 30, 2024, 10:50:19 PM »

Fun fact!!  Na money wey you save today go save you tommorow 😁
E be like say this statement nor too make sense again because after you dun use all the money you save finish, na better broke you go broke. Na money wey you invest today go save you tomorrow because money invested go fit yield enough returns to solve many problems. Save money o, but nor save money blindly, after savings dun mature, try invest the money.
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Offline MRY

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Re: Benefits of Saving your money
« Reply #20 on: May 06, 2024, 12:27:15 PM »

Fun fact!!  Na money wey you save today go save you tommorow 😁
E be like say this statement nor too make sense again because after you dun use all the money you save finish, na better broke you go broke. Na money wey you invest today go save you tomorrow because money invested go fit yield enough returns to solve many problems. Save money o, but nor save money blindly, after savings dun mature, try invest the money.
Exactly, in life we ​​have to be able to save money well because we don't know what our condition will be like in the future. When you have a lot of money from savings from working when you were young, you can enjoy old age in peace.
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Re: Benefits of Saving your money
« Reply #21 on: June 24, 2024, 11:29:01 AM »

Fun fact!!  Na money wey you save today go save you tommorow 😁
E be like say this statement nor too make sense again because after you dun use all the money you save finish, na better broke you go broke. Na money wey you invest today go save you tomorrow because money invested go fit yield enough returns to solve many problems. Save money o, but nor save money blindly, after savings dun mature, try invest the money.

Financial analysts always advise that people should invest money instead of saving it. The reason is that savings don't bring returns and in some cases very little. For investment, you can yield more returns and this is why investment is always preferable to savings. As you noted, sometimes an individual may be forced to use his savings but for investment especially a long term investment, the investor cannot touch his investment until maturation time.

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Re: Benefits of Saving your money
« Reply #21 on: June 24, 2024, 11:29:01 AM »


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Re: Benefits of Saving your money
« Reply #22 on: September 03, 2024, 10:18:45 PM »
Saving is referred to as the amount of income not spent immediately on our  daily needs and wants.
It can also be said to be the money kept or set aside for future use...
In our current economy, our savings is very necessity because it will be beneficial to us with time.
We have long-term savings which we set aside for investment purposes and other things for beneficial purposes.
And we also have short- term savings which can be used for any emergency that may come up, because as humans there must be an emergency.

People may ask; how do we save money in our current economy ?

And there are numerous ways we can save money  which i will mention some vital points below:

1. We can save money today in our bank's and online wallets, which we can set long-term savings so that we can't take the money immediately for just any kind of emergency..

2. We can save money locally also in saving box and also save in group, locally called "Akawo" in most part of Nigeria..

3. We can also save our aserts in banks which will be in bulk, in this case we aim to save in bulk and it is a long-term process.


When we save, our goal is to get our money back on large scale, there are many benefits of saving which include;

1. It helps in emergency
2. It helps one to atain a big financial status.

Fun fact!!  Na money wey you save today go save you tommorow 😁

It's quite difficult to save money in this current economy considering the cost of living and all of that, money that people earn doesn't go a long way anymore, this doesn't mean that saving isn't important, if you know you can take care of yourself and still keep some money aside then you should do it instead of spending your resources lavishly. Sometimes savings might seem stressful and perhaps a waste of time but in the long run you are going to be grateful that you made that decision

Offline Legion

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Re: Benefits of Saving your money
« Reply #23 on: September 05, 2024, 03:56:58 AM »
Saving is referred to as the amount of income not spent immediately on our  daily needs and wants.
It can also be said to be the money kept or set aside for future use...
In our current economy, our savings is very necessity because it will be beneficial to us with time.
We have long-term savings which we set aside for investment purposes and other things for beneficial purposes.
And we also have short- term savings which can be used for any emergency that may come up, because as humans there must be an emergency.

People may ask; how do we save money in our current economy ?

And there are numerous ways we can save money  which i will mention some vital points below:

1. We can save money today in our bank's and online wallets, which we can set long-term savings so that we can't take the money immediately for just any kind of emergency..

2. We can save money locally also in saving box and also save in group, locally called "Akawo" in most part of Nigeria..

3. We can also save our aserts in banks which will be in bulk, in this case we aim to save in bulk and it is a long-term process.


When we save, our goal is to get our money back on large scale, there are many benefits of saving which include;

1. It helps in emergency
2. It helps one to atain a big financial status.

Fun fact!!  Na money wey you save today go save you tommorow 😁

It's quite difficult to save money in this current economy considering the cost of living and all of that, money that people earn doesn't go a long way anymore, this doesn't mean that saving isn't important, if you know you can take care of yourself and still keep some money aside then you should do it instead of spending your resources lavishly. Sometimes savings might seem stressful and perhaps a waste of time but in the long run you are going to be grateful that you made that decision
It is hard to save money especially now that the cost of living is increasing day by day. Though here again, let me insist on the fact that saving money is still a good strategy and a positive way of acting. It may sound sometimes challenging or not so beneficial always in the present but it feels financially secure to have some saving portion aside in future. It also diffuses risks since with right planning and right number of years of saving, one is economic for shocks and will be able to pursue his/her long term objectives.

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Re: Benefits of Saving your money
« Reply #24 on: September 29, 2024, 08:53:20 PM »
These days, it's really difficult to save money because living is different. It's so aggravating because everything is essentially the other way around. Things are expensive, the economy is a joke, and nothing is going right. How can one save money when a man has many duties, experiences trauma, and has little resources? While it's a wonderful idea to save money, I would only advise you to do so when you're secure and comfortable. Even with their best efforts, men continue to act as though nothing is wrong. As soon as you have sufficient money saved, I will urge you to do so.

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Re: Benefits of Saving your money
« Reply #25 on: October 01, 2024, 12:00:13 PM »
There is a difference between saving and investing

Saving just be like say u keep or hide ur money there is no increase in the amount and the worst part na when u go save am for bank Omo inflation do depreciate ur money

While Investing to me is like adding more value to your money. there are numerous ways you can invest ur saved money which is better than leaving it in ur bank
to an extend what you say is correct, but they are money  kept for saving and their are money you use for investment,the money you use for investment is different for the money you kept for saving;for instance  having an emergency account, that money is not for investment it is kept for emergency anytime and emergency situation arise, that is when the money can be used.
They can be project account, the money being saved in that account,is meant for project alone not for investment it is been used when you have a need for a project etc.
So to me there  is a place for saving money because money kept for saving is different from money kept for investment, all money annulment for investment there are some that is kept for rain days, which is saving. That's my candid opinion.
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Re: Benefits of Saving your money
« Reply #26 on: October 01, 2024, 10:43:17 PM »
Saving is referred to as the amount of income not spent immediately on our  daily needs and wants.
It can also be said to be the money kept or set aside for future use...
In our current economy, our savings is very necessity because it will be beneficial to us with time.
We have long-term savings which we set aside for investment purposes and other things for beneficial purposes.
And we also have short- term savings which can be used for any emergency that may come up, because as humans there must be an emergency.

People may ask; how do we save money in our current economy ?

And there are numerous ways we can save money  which i will mention some vital points below:

1. We can save money today in our bank's and online wallets, which we can set long-term savings so that we can't take the money immediately for just any kind of emergency..

2. We can save money locally also in saving box and also save in group, locally called "Akawo" in most part of Nigeria..

3. We can also save our aserts in banks which will be in bulk, in this case we aim to save in bulk and it is a long-term process.


When we save, our goal is to get our money back on large scale, there are many benefits of saving which include;

1. It helps in emergency
2. It helps one to atain a big financial status.

Fun fact!!  Na money wey you save today go save you tommorow 😁

Omo.na truth you talk
But with the way this country dey so person nor even dey see the one to save
The small small one wey dey enter person hand before you look left and right e Don go
Dem go say save for rainy days but na everyday rain dey fall
How person fit survive this one
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Re: Benefits of Saving your money
« Reply #27 on: October 28, 2024, 05:41:56 AM »
These days, it's really difficult to save money because living is different. It's so aggravating because everything is essentially the other way around. Things are expensive, the economy is a joke, and nothing is going right. How can one save money when a man has many duties, experiences trauma, and has little resources? While it's a wonderful idea to save money, I would only advise you to do so when you're secure and comfortable. Even with their best efforts, men continue to act as though nothing is wrong. As soon as you have sufficient money saved, I will urge you to do so.
As we know, for people, the ability to save is a big struggle given the high cost of living and increased instability in the economy. When needs rise and nevertheless earnings are meager, one cannot spare money. This is made worse by the fact that many people have added responsibilities, and levels of stress that keep on rising. This is still wise in that we should only save when we can and not when we have to in ways that would harm our financial situation. It suggests that it isn’t until we build up the necessary stores that we can be more committed to creating the stores of the long term. Before saving you want to be financially secure and comfortable is what it means before you plunge into saving.
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Re: Benefits of Saving your money
« Reply #28 on: December 09, 2024, 05:21:30 PM »
Saving is a wise and smart approach to managing finances. When you receive money, prioritize essential expenses and save the remainder for future use. Life is unpredictable, and unexpected expenses can arise at any time, Problems no dey finish for life.

sometimes when you have money at hand, you will lost your thinking and you will forget some important things you need to do with the money, after the money has finished that is when you will start remembering the things you want to use the money for. that is why it is not a good idea to spend all you have. better still, you can plan a good budget. Because budgeting and saving help you to avoid overspending, it Prepare you for emergencies, it also help to achieve long-term financial goals and it also reduce financial stress.
 
By adopting a disciplined saving habit and planning a realistic budget, you'll be better equipped to handle life's uncertainties and secure a more stable financial future.
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Re: Benefits of Saving your money
« Reply #29 on: December 09, 2024, 07:42:12 PM »
You are right. A man without savings is a man without back ups. There is an adage in my locality which is translated to mean that "it is only during emergency that you will know a man". This goes a long way to justify the importance of savings because it is only a man with savings that can overcome the emergency test. One of the measurements for financial stability is saving. A man who is financially stable is a man with savings.

Saving money is actually beneficial in many ways but the thing is that inflation has toy with the local currency that if you have save naira to buy something from January, you will be looking for another extra money to add to it right now because things are now expensive due to inflation, there is general rise in price of goods and services.

If you want to save, do it in Naira but make sure that it's money you will use in 2-3 months, if you want to really save money, it's better you put it in an investment, the one that is not that risky so you don't have to cry later.
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