Ripple is unlikely to replace Bitcoin as an investment tool because Bitcoin is indeed the parent coin that is everyone's choice, so Bitcoin will still be the best choice for the number 1 coin in the cryptocurrency space.
And I'm also sure that Ripple is indeed a good coin but unfortunately there are a lot of regulations that always happen to Ripple coins because the system of Ripple coins is indeed rather centralized and can be controlled by the core team of Ripple