Xrp is reliable altcoin this is the best investment in this situation also this is the best choice for day treadings and xrp team is hard working for this project so it's future will be very bright.
but many also consider XRP to be a junk coin, because it doesn't comply with the blockchain,
I also lack understanding of what many people say about this,
maybe one of them is because xrp has a relationship with a bank,
so the nature of decentralization is gone.