Gajesh Naik is the developer behind a DeFi protocol that's managed nearly $7 million in cryptocurrency—he's also just 13. Consider the fact that Naik even knows what a “DeFi protocol” is. DeFi is an umbrella term for non-custodial software programs that handle your cryptocurrency for you, without the need for mediators like banks or investment managers. When you entrust your money to a DeFi protocol, you’re funneling it directly into a series of smart contracts—essentially just code that dictates how your funds are invested; PolyGaj is a hub for these sorts of investment mechanisms, asking users to pony up crypto for a risky shot at appealing returns.
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