This is understandable for Bitcoin, but what surprised me was XRP. I didn't expect it to have maximum supply being a centralized coin!!
Given that XRP is centralized, has no halving, and is not produced by mining in the first place, how does it have maximum supply? Even if this is in the coin code, can't the central company change this number later?
I mean couldn't they modify the code in the future to increase the number of XRP if they wanted?