Investments should only be made based on available capital or loans that we can handle. Borrowing to invest in risky markets like crypto is not a wise decision or recommended.
Many people put profit before risk, and when the worst happens, assets like houses, cars, or even lives cannot be saved. What's worse is that the future of family members is also burned. Every investor needs to control their own greed in the face of market temptation.
Crypto market also has a Loan service, but I don't think at this time it can enter the traditional economy for people to easily access to accelerate their own plans. People I know often lock tokens to borrow USDT and invest in another token to optimize profits. Obviously, everything is still in the crypto market with high speculation.