The Blockchain technology is taken seriously by the financial sector, as it can become a major disruptor
of the traditional banking sector. The unchanging and inviolable nature of the blockchain makes it the
ideal solution to reduce costs and simplify everything from payments to transactions, securities issues,
retail banking, clearing, settlement, etc. It is becoming clear that the blockchain technology is much
more than Bitcoin or cryptocurrencies. While implementations such as payment and monetary systems
are certainly disruptive, the greatest disruption could come from other uses of these unique and powerful features.
1. Loans and credits
Banks help with payments, loans, and credits. However, traditional lenders are subscribed to loans
based on an inaccurate and unsecured credit reporting system. When completing a bank loan
application, banks must assess the risk that the loans will not be returned. They do this by having
complex factors such as credit ratings, the proportion of debt and income and the ownership
of properties. To obtain this information, they access clients’ credit report provided by one of the
three leading credit agencies which are Experian, TransUnion, and Equifax. By using these data,
banks can then evaluate the risk of defaults and interests on the loans.
2. Centralized banking system
It is safe to say the centralized banking system has been failing because most of its core
operations are manipulated by the “greedy and powerful” people within the sector.
This has led to corruption in the traditional banks and system and gradually,
the fiat currency system will fail. Transparency in this banking system is far-fetched
as clients have no insight to what their money is used for as they have no control of it.
Thus, the monies kept by clients, which have little or no interest at all, in these banks are used
by the corrupt people to enrich themselves.
3. Fees and charges
Traditional banks and third-party payment gateways charges exorbitant fees for every transaction carried out.
PayPal
PayPal charges a 2.9% fee from the total amount of payment received and a flat fee of $0.3
on each transaction carried out. In some countries where debit cards are not allowed for
online transactions worldwide, users who do not have credit cards have resorted to asking
PayPal third-party providers to top up for them.
Credit Cards
The charges paid by credit card users are really high and this has been a thorn in the flesh for them.
Annual Fees, Balance Transfer Fees, Cash Advance Fees, Expedited Payment Fees, Foreign Transaction Fees,
Late Fees, and Returned Check Fees.
Intermediaries such as visa and MasterCard also charge merchants with extremely high interchange
reimbursement and surcharge fees which are unnecessary. There are also rules and regulations that
merchants have to follow in order to partner with these third-party payment processors.
4. InsuranceThe major problem with insurance in traditional banking is ingenuity and fraud within the system,
not to mention that you have to queue long hours and dial countless phone calls to get your desired
insurance manually.
zeosX is a decentralized crypto bank aiming to revolutionize the traditional banking industry.
Our cutting-edge technological system is built based on a powerful finance ecosystem which consists
of futuristic banking components.
Borrow with or without collateral
Superior crypto mobile wallet
Luxurious and stunning quality cards
Investments, auction, and lending
Our 4 banking components are powered by zeosX Core. It is a unique innovative technology
that offers unprecedented performance. zeosX Core consists of Blockchain, smart contract,
and DApps which forms an essential part of the whole platform. Besides zeosX Core,
every software in each of the components has also been thoughtfully implemented using
the latest robust technological system.
zeosX Loan
Clients can choose whether they want to borrow with or without collateral. Our collateral loan
allows them to get dollars fast without selling any of their crypto-assets. The non-collateral loan
also rewards clients with ZeoPoints for early repayment. Our DApp based zeosX Loan also offers
liquidity investors to earn their own income by lending out their crypto-assets to borrowers, aka ZeoLend.
Features of zeosX Loan:
Low interest rate
Simple Process
Fast Approval
No hidden fees
zeosX Core also has various critical loan functionalities such as automated maintenance, instant notifications,
real-time analytics, and loan contracts.
ZeoReward is our loyalty program whereby investors can get ZC(ZeoCash) just by HODLing ZEOS tokens.
As we will be upgrading our erc20 token to a
MasterNode with Proof-Of-Stake coin, the current exchange rate will be
1 ZC = 2 ZEOSThis is just temporary exchange rate because after we are done with the upgrade, it will be
1 ZC = 0.5 ZEOS or even lower!
So do take advantage on the limited time offer before it ends!
There are numerous benefits on why you should get ZC.
Firstly, just like any staking tokens/coins, you can exchange ZC to ZEOS and sell them on the exchanges.
Our gift vouchers consists of plenty of rewards packages such as PayPal cash, ZeoCash and ZeoTickets
up to $100, 5000 and 200 respectively ready to be given away to investors.
However, you do need to smash a cube containing certain number of clicks to redeem the rewards. The clicks will increase depending on the rewards!
You can also use ZC to generate passive clicks everyday without doing any tasks to reduce the clicks.
Secondly, you can use ZC to take part in auction. Win up to
1 Million USD worth of cryptocurrencies with just 1 dollar!
Thirdly, HODLing ZC also produces ZeoTickets(ZT) and with ZT, you can take part in our lucky draw regularly to win mouth-watering prizes
such as the
latest iPhones or Samsung galaxy S phones.
Our Crypto Mobile Wallet also has everything that you need, from investing to even tracking your daily transactions.
Wallet
Crypto Exchange and Loan
Debit Card
ZeoPay
The zeosX Cards ranges from Spectral Infinite Black Metal Card, Plasma Sapphire, Celestial Indigo,
Magma Red, Dysprosium Green, and Crystal Blue.
The Spectral Infinite Black Metal Card (coming soon)
Our Black Card is the world first most prestigious blockchain cards. For the individuals
who demand of what life has to provide, the exclusive elite Black Card is for you!
Made entirely using high quality and pure metals, the Black Card offers you with the
ultimate and luxurious buying pleasure.
However, the Black Card is not for everyone, it is available to only the ultra high net worth individuals
to ensure the extraordinary standard of personal service that is available to every Black Card members.
Why choose the impeccable design and uncompromising quality zeosX cards?
Cashback and rewards for every transaction which can be exchanged for various gifts and prizes.
Complimentary access to airport lounges worldwide and airline miles welcome bonus.
Up to 100% credit (Loan-to-Value) limit and interest-free installment plans will be available.
Earn ZeoPoints that can be used exclusively for our marketplace.
zeosX Hub
Each of the banking components is combined into the all-in-one zeosX Hub, a decentralized
crypto banking system, which allows non-collateral borrowers to receive loan fundings to even
auctioning your properties! With the use of an underlying blockchain ledger which is immutable,
we will give individuals full access and control to their funds as they can quickly determine how
their funds are spent and get the relevant interest on the usage of their funds. With the invention
of zeosX crypto bank, we will eliminate corruption as it is impossible for any single entity to manipulate
our public ledgers due to its immutability.
We offer investors with 5 tier of membership levels ranging from Beginner to Elite Jedi
being the highest rank. In addition to bonus tokens that they receive during each phase
of token sales, there will also be massive discounts on the number of tokens required for each rank.
Furthermore, they can convert the tokens into collaterals which can be used for credit payment.
Make sure you do not miss out on this, as bonus tokens and discounts will decrease after each stage of token sales!
Symbol: ZEOS
Token type: ERC20
Current exchange rate: 1 ETH = 3900 ZEOS
Total supply: 3,000,000,000
Soft cap: 20,000,000 USD
Hard cap: 100,000,000 USD
Currencies accepted: BTC, ETH and LTC
Unsold tokens will be burned.
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