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Free 12 Sikoba Token Est 12$. Supply Just 1 Million

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Website : https://www.sikoba.network

SikobaPay  is a blockchain-based system to register, track and clear debt. Our goals are to reduce money dependency, boost local economies in developing countries and allow the unbanked to establish a credit history. We will launch our MVP at the end of March 2020.

⚖️ Informal credit, i.e. using IOUs instead of cash, is widely used in developing countries to overcome money scarcity. SikobaPay provides the technology to make informal credit much more effective:

🌀Because debt is registered on a blockchain, users obtain legal certainty.
 
🌀Users can transact beyond their immediate circle of trust, as SikobaPay identifies trusted intermediaries.

🌀SikobaPay automatically clears circular debt, thus reducing the need for cash settlement.

✅Use Cases:
🔹Local Currencies
🔹Direct Giving / Basic Income Programs
🔹Alternative for Micro-Credits
🔹Jump-Starting Local Economies for the World’s Unbanked
🔹Inter-Company Credit System

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