The increased interest in central bank digital currency (CBDC) has led to a surge in ideas and research about the topic, so much so that it’s all but impossible to keep up with everything that’s been published lately. All this information brings a welcome diversity of perspectives to the debate, but it also makes it more difficult to focus on the most important aspects of CBDC.
When it comes to designing a CBDC, we need to draw a crucial distinction between direct and indirect CBDCs.
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https://www.coindesk.com/big-choices-designing-central-bank-digital-currencies