There is still a long way to go, I don't think crypto can be accepted with regulations that will be implemented in every bank, but for now, Crypto has machines and technologies that are ready to be used as payments, Bitcoin ATMs, credit cards from Binance and Pointpay, stuff this can be an option to use Crypto with the system they have, in the future when the internet is widespread, maybe we will see Fiat no longer exists and switch to digital currency