For me, the option number 2 is the best answer, because if I consciously decided to by bitcoin with my hard earned money, which means, the same opportunity is available to every other persons out there too, then when I begin to profit from that bitcoin investment of mine, that is not luck, it is simply a result of my delibrate action.
What I can consider to be luck in crypto currency is, if wake up one morning and found 1000 bitcoins in my bitcoin wallet, with no trace of where it came from, so as to know where to send it back to, and this simply means I can not send it back even if I want to - this then I would consider to be luck, but anything outside of this, like profiting from an investment I delibrately made, then that is not luck at all, since it's a result I expected to happen or come.