It is currently approaching the end of 2023. Binance has just experienced several problems related to the SEC. but fortunately it doesn't have much impact on BNB itself. Even though it had an impact on the market, for now, BNB is still quite growing.

BNB is Very potential coin and has a large community.
SEC problem isn't big matter for BNB coin.
It's just legal problem of finance as exchange.
Coin is a coin, different to exchange project

Buddy I think  we should discuss about something realistic.
Will XLM reach $ 100?
I think It's not realistic and impossible to happen as many member said above.
How much demand of this coin, and what price the current XLM ?? it's too far .current price is $ 0.125

If you're patient enough to wait until such time you will witness how stellar will be known. Since its value is getting high.

Umm... I don't think stellar will be known all over the world someday.
Because there are many potential  and more popular than Stellar.
Stellar is good coin ,yeah pretty good but not the best.

This is the perfect time to buy the LTC coin and hold that coin till it touches the newest high becasue in the market this time LTC coin not make a great high and still the big bull is not start.

agree buddy, it's the right time to buy and hold litecoin.
Before bitcoin I think crypto price is still profitable  to buy and starting to hold until bitcoin halving.
LTC is one of my coins in my wallet.

What are your plans before and after the halving guys? Are you buying or selling or just hodl? I personally will hodl my signature campaign rewards I know it was just a few dollars but it is better than nothing. 😁

If you asked what my plans before and after bitcoin halving.
Before bitcoin halving we can buy more coins and hold until after bitcoin halving.
Because after bitcoin , crypto currency  will touch new ATH.

OP asked Which is safer to hold your Bitcoin in wallet or Exchanges?
I think wallet is safer than exchange.
But at several that have good reputation, I think It's also safe.
it's my opinion

Doge is a very good coin and this is the best investment in the crypto market becasue not all coins are best coins in this market like Doge just some coins which gives good amount of profit to their investors, i just invest $1 in this coin and get good profit when it goes high at the bull time.

I don't agree doge is the best investment, but maybe pretty good.
Top3 coins are the best coins for investment.
I have gained a lot profits from doge at the last year.
Hopefully it will happen again at the next year