When ripple first appeared, the prevailing opinion on the bitcointalks forum was that it was not a cryptocurrency at all, since it was centralized. There were even calls to exclude ripple from the CoinMarketCap table. Since then, apparently these rumors about ripple have been circulating. However, the situation is gradually changing.
Ripple has gained good popularity in recent years not only in the banking system, but also as a means of payment. Moreover, in some countries this coin ranks first in popularity.