As of this time, I ain’t comfortable to put some of my money in coins or tokens that are only for short-term goals. Right now I am focusing on doing DCA (dollar-cost averaging) with Bitcoin and may plan to buy every month with my extra “not beer” money. If I can increase my monthly average income one day, I’ll add Ethereum to my DCA plans.
Even participating in seed or private sales isn’t much profitable anymore due to the long vesting period. I did participated back then, but I stopped because I’ve lost a lot in them even for just on a short term basis.