Just some few years ago, crypto was a fringe niche that people barely noticed but the growth of the community has been really remarkable. Innovations like spending crypto is something I see as long overdue coz the hassle of swapping and P2P can sometimes feel unnecessary... Like all those times the P2P merchant delays the payment and your heart beats just a little faster until the funds get to your account and ready for spending...

Recently I came across a crypto card by BlackCard and it got me thinking of possibilities. The biggest take away for me was it's offering of up to 13% CashBack. While I'm exited with cashbacks like this my skeptism is if you always need to spend before you get benefits? Nevertheless though, are there similar cards like these?

Well, there are alot of crypto cards at the moment through which people can easily spend their crypto any where in the world without having to first convert it to fiat and withdraw to your bank account.
There are alot of services I know currently that are providing such services, but me person havent bought or tried any of those crypto cards, because I feel like I don't need any of it just yet, having a crypto card at your disposal simply means that you may like no longer be able to keep your crypto investments without the temptation of wanting to spend some part of it, and again, taxes and fees charged on every transaction from a crypto card are most of the time x5 higher than what you spend as fees when you choose to convert your crypto to fiat and withdraw to your account for spending, so, in the end, what you earn as a cashback doesn't really matter, for the cashback is simply a tiny part of the fees the card service providers took from you and give you so as to keep you glued to them while they keep milking you.

I personally, will still prefer to go through the p2p route until crypto cards become very common that there is a big competition between them on which will charge the lowest in fees.

Hi ladies and gents,

Straight to the point, I am pretty active in the meme coin board, though for some time now, I haven't posted there, for two reasons actually..
1st is, I have nothing to share as relates to memes at the moment, so, can't create any thread.
2nd is, I haven't found any thread with an interesting meme coin discussion to contribute to, so instead of spamming/posting irrelevant stuff, I just focus on other boards where I know I have something positive to contribute there.

How ever, recently, some users have started using the meme coin board as a place to announce new meme coin project, some even in their pre-sale stage and so on..

Examples are...
Example one
Example two
Example three
Example four
And the list goes on and on...

Now, do not get me wrong, I am not saying that posting announcements of new meme coins on the memecoin board is bad, I just want to know if this was the intention for why the board was created?

If it's right to post announcement for new meme coin on the meme coin board, then I am just that a sub board be created inside the meme board where announcement of new meme coins can be posted, leaving the original meme board as a place for general discussions on all meme.
This should make that board a bit cleaner and more organized

Just my thought.

OVERVIEW

     So, yesterday, I had the opportunity of using the Unijoin mixer to mix some bitcoin sats for the second time after my first mix some months back, and the process was still as seemless as it was i  my first experience, the process is easy to understand and follow - so, i did say that the process is user friendly as it can be, personally, i love the fact that the process of mixing is grouped into 5 stages as it is shown in the shot below.


This i personally believe makes the whole process easy and clear for the customer, so he or she doesn't make the mistake of mixing things up.


MY REVIEW - 1st STAGE
     
       Since chrome browser was the default browser for my pc, (well, let me just say that i use chrome for majorly all my browsing needs and wants), but while trying to access the Unijoin website, I encountered an issue which forced me to switch to another immediate available browser on my pc, and that is Opera. And the issue encountered was that for some reasons beyond my comprehension, i could not get past the very first page of the site, which is the human verification stage.



I could not get past this page of the site on my chrome browser, as each time i clicked the "verify you are human" box, the box ticks a good mark, then forms some circle rotating like its loading, then abruptly returns back to its previous/normal state, requiring me to click the box again, this i did over and over and over again, but the same thing kept happening, and later on, i had to try from another browser, (opera), and just one click, the verification was passed - Please fix this issue.


2st STAGE



 This is the very first stage in the process of mixing bitcoin, and personally, i think a lot of vital information is missing on this very first mixing page.
I was expecting to find a well detailed mixing fee structure on this page(letting the user know what to expect before hand), and as well as the minimum and maximum amount of bitcoin that could be mixed per turn, but unfortunately, none of this information was provided here, the user only has to enter his or her bitcoin receiving address, set the time he or she is willing to wait for his or her bitcoins to be mixed and sent to his or provided address, and that's it about this stage - all good anyway.


3rd STAGE



 This is the terms and conditions stage, i guess nothing much to say here, the only thing i expected to happen here which did not happen was that, after the user accepts all of the listed terms, i was expecting the "CONTINUE" button to change to a darker color signifying a "click to go ahead" to the next page, but that didn't happen, this is nothing so important per say, but then, little things like this adds more flavor to the soup and a make it a bit more delicious.


4th STAGE



 This is the third stage in the process of mixing, in this stage, a bitcoin address is provided for the user to send bitcoins to, and this is also where information about the minimum and maximum amount of bitcoin supported for mixing is provided, and users also get to download their letter of guarantee in this stage(as seen in the shot above), whatever this letter means or does, i do not know, but it's also very important to store it in a safe folder just in case any issues are encountered after sending bitcoins.

So, i sent my desire amount of bitcoin to be mixed to the address that was provided while taking note of the minimum amount, seeing that there is a 24 hour time limit frame given for a user to send coins to the provided address, else the transaction will be canceled, i was afraid if my bitcoin transaction will get a confirmation before the 24 hour time limit elapsed due to high transaction cost on the bitcoin network and also long delays that befall transactions with low Sats per vbyte as required by the bitcoin network.

But my fear evaporated and joy returned when i saw that my bitcoin transaction reflected on Unijoin immediately i sent it, even when the transaction has not received any network confirmation, i learnt here that the mixing fee is randomly generated, and a fee of 2.73% was generated for me,  and as per the Unijoin system's information, i had to wait for 2 confirmations before the mixing process starts, i waited, and it came in in no time.



Aside from the fees that are randomly generated that i was made to know nothing about until i sent bitcoins, I am very satisfied with the settings on this stage.




5th STAGE



  In this stage, my bitcoin transaction already got the required 2 network confirmations and mixing have started, and i just had to wait for the time which i set while in the initial stage of the mixing; to elapse before i receive my coins.


OVERALL
 
   The experience was good, though not without some exceptions, and here is a question and suggestion I have for the unijoin team...

QUESTION..
How and why are fees randomly generated? i thought there was supposed to be a flat fee rate on something, what mathematics determine how much in fees, a user should pay for mixing?

SUGGESTION..
In terms of bitcoin transaction fees, we all know how messed up the bitcoin network has been in recent times, to prevent a user being overcharged to send their bitcoin after the mixing is done, i will like to see a feature where a user can have the option to extend the time, they wish to receive their coins, or better still, let there be an option available to users to choose for them self, whether to automatically receive their bitcoin to their provided address , or to manually receive it by coming back to the site to click a withdraw button.

This feature will help users to have more control over the amount of bitcoin they have to pay as network fees to have their mixed coins sent to their provided wallet, for example, imagine a scenario where i sent coins to unijion for mixing when the bitcoin network fees was at 50 sats per vbyte, and by the time my coins were done mixing and its time to receive it to my provided wallet, the network fees has skyrocketed to 1000 sats per vbyte(we know the fee must be deducted from the user bitcoin balance), that user should be able to choose whether to go ahead and receive his or her coins, or wait for the network fees to come down to a level that he or she considers ok for him.

The end.
 

Quote from: Gurujebs on April 24, 2024, 06:22:51 PM

Quote from: doc on April 17, 2024, 05:12:35 PM

Bitcoin is a coin that is suitable to hold for the future, and this has been proven for years by the price of Bitcoin getting more expensive in a 4 year cycle. Whether we see the price of bitcoin reach over $1B in the future, this is likely to happen.

Common my friend  let's reach atleast 100k first and then maybe we can talk about a billion dollars worth of Bitcoin, who knows if we ar going to be alive to witness such a remarkable journey because if a bitcoin should be worth a Billion dollars, I don't think trillions will be the market cap of Bitcoin that we will be discussing about, it's going to be Quadrillions.

Just to be safe from not getting what every holder do enjoy, it's always better to hold some Bitcoin, the little you can afford financially and just live it there for all time it can be there, you will check back in some years and you will be proud you did hold just like people who are still holding since 2014.

Wise statement guys, we should look at $100K first before thinking about more. Hopes may be high but we should see how it goes. I'm just answering about the possibility that it will happen, even though we don't know if we still have it

Well, anything is possible as long as it's bitcoin and crypto we are talking about, I mean, when bitcoin began its journey in 2009, who did believed that Bitcoin will one day be worth over $60,000? But here we are today, making a statement that Bitcoin may one day be worth $1 billion dollars may sound outrageous to many people, most people to be more pricised, but then, it's still possible, even if this may take several years to happen, and that many of us won't be alive then to witness it happen, what is most important is that Bitcoin continue to exist and continue to look very attractive to both governments, top influencial people and individuals as an asset to be invested in, with more and more adoptions, countries accepting bitcoin and making it (not just a legal tender) but also as a national reserve currency as well, then that price will be very possible.

We have over 7 billion people in the whole world, and if 90 percent of this number get into crypto, and 25 percent own 1 bitcoin each,  $1 billion dollar for 1 btc is possible.

Quote from: Fivestar4everMVP on April 21, 2024, 12:14:02 AM

sometimes, it takes days before the mods take action on a reported spam post

If there is an obvious example of a spam post, it is impossible for the report to be processed only after a few days. There can be reports that are not clear for different reasons and are awaiting for a moderator to make a deeper research before acting, but obvious cases are processed in hours maximum.

This (in other words) is to say that the moderator of a board is always online 24 hours a day and 7 days in a week?
well, hard to believe since from what I've seen here, most boards have just one user moderating that baord, and common sense tells me that when ever a post or comment in or on a particular board is reported by other user(s), the report appears only to the moderator of that board, and there is no way one person can be online 24/7, even if they appear to be online through their forum status.

Except reported posts or comments are broadcasted generally to all the forum moderators, regardless of which board the reported post or comment was made or posted, then I will agree that yeah, such report can indeed be treated within hours.

Anyways, I am just thinking out loud, no big deal regardless.

CoinMarketCap is owned by Binance and I always knew they are not going to be honest, but look what they are doing now with privacy coins!
They made ICP or Internet Computer as number one privacy coin that has nothing to do with privacy at all, and it is ranked above Monero now.
Even worse, they added WLD Worldcoin ranked at fifth place and they literally scanned eyeballs of people around the world for this crap 
I am not sure if they are doing this on purpose or by mistake, but if you are still using CMC it's time to stop and switch to CoinGecko or some other alternative.




https://coinmarketcap.com/view/privacy/

Correct me if I am wrong but I think this things are ranked based on their market capitalization,  that is, based on  the worth of their market cap, even cmc made this clear at the heading of the same you shared the link in your post.



So, when cmc decides to rank privacy coins based on their attained market cap, is it right to blame cmc for that?, I don't think it's right, I think they are doing their job at most, without any show of favorism or what ever, every coin is given their position based on their market cap, which I think is fair enough.

+1 karma; for I consider the information you shared about the number of days it took before bitcoin went into the bull run after each halving season, I possibly will point this thread to some of my crypto friends whom were in argument with me of recent saying that there likely will be no bull run at all to comomorate the 2024 halving, like it has happened with every other halving seasons.
I think many believe this and are panicking because they wrongly expected bitcoin and the entire crypto market to go into bull run immediately after the halving happened, how new they are to crypto even when they seem like OGs 😂.

Anyways, I am very happy that we still have the opportunity to accumulate more and more bitcoin at low prices, as well as some of the top altcoins on our watchlist, the coming bull run will be massive, this I completely agree with, but only those who invest in the right places will benefit good from it.

Quote from: Fivestar4everMVP on April 22, 2024, 04:20:05 PM

Anyways, a new article from Unijoin..
https://twitter.com/unijoinofficial/status/1782403657285198121?t=2KWvF_hoxSBHo4jyZuCiQg&s=19

As expected, Unijoin's article never disappoints - if only people would actually take the time to read these articles and recognize that they have been trapped and are currently being duped by governments.

Well, it is what it is, though this is specifically said about African men, but I will try to generalize it this time, and it's that, "if one wants to hide something from a man, that person should hide that thing inside a book".
Now let say that we actually have alot of people around the world who give a good part of their time to reading., but then, the majority still don't read, and this is why many are completely blind to new happenings around, new opportunities and so on and on.

Quote from: paid2 on April 22, 2024, 04:52:24 PM

On the subject of the strength and importance of central banks, I'm pretty pessimistic for our near future, when I see CBDCs coming, I fear they'll get even stronger. Fortunately, however, we have access to solutions to protect us from this as much as possible.

Cbdc's would be a bigger problem for privacy than fiat. The government will issue both cbdc and paper money, but whenever someone spends cbdc, the government is going to know, they would be able to track it and its users, unlike with cash. If anyone cares about their privacy, they would not use cbdc's, but BTC + privacy solutions.

Needless say that I completely agree with you bud, in terms of privacy, cash would be far much better than cbdc, because just as you have said, cash can only be monitored when it's in the bank, the moment it is withdrawn in bulk, the government can no longer tell what the user did with the money, but for cbdc, the story will be completely different, for since everything is done online and digital, the government will be able to track peoples spending even to the last kobo.
If you ask me, I would say that cbdc is another type of mass slavery the government is devicing.