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Further Discussions => General Discussion => Topic started by: ivoryflower on March 27, 2019, 08:15:16 PM

Title: What difference in bank reports?
Post by: ivoryflower on March 27, 2019, 08:15:16 PM
Who knows what is the difference in ChexSystems report and simple credit report? Or maybe they are the same?
Title: Re: What difference in bank reports?
Post by: ivoryflower on March 28, 2019, 09:50:46 PM
Sorry but how it related with my question?
Title: Re: What difference in bank reports?
Post by: CrispinSon on March 31, 2019, 01:56:34 PM
They are not the same. Chexsystems is the special software for banks which gathers many different data about the customers. Even if you have now any loans or you've closed all your credits, you can get refusal from bank after this checking. It is full checking about your payment ability and probable risks in cooperation with you.
Title: Re: What difference in bank reports?
Post by: ivoryflower on April 01, 2019, 01:37:33 PM
Quote from: CrispinSon on March 31, 2019, 01:56:34 PM
They are not the same. Chexsystems is the special software for banks which gathers many different data about the customers. Even if you have now any loans or you've closed all your credits, you can get refusal from bank after this checking. It is full checking about your payment ability and probable risks in cooperation with you.
But if I've never had loans and credit?
Title: Re: What difference in bank reports?
Post by: markstivn on April 02, 2019, 08:13:51 PM
Quote from: ivoryflower on March 27, 2019, 08:15:16 PM
Who knows what is the difference in ChexSystems report and simple credit report? Or maybe they are the same?
There is no significant difference