US Treasury report encourages instant payment, recommends more CBDC research

In one of three reports released simultaneously Friday, the Treasury Department talks cautiously about stablecoins and CBDC in the context of wider payment technology.
Source: US Treasury report encourages instant payment, recommends more CBDC research (https://cointelegraph.com/news/us-treasury-report-encourages-instant-payment-recommends-more-cbdc-research)
Would appreciate your opinion about this