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Learning & News => News related to Crypto => Topic started by: sirty143 on February 02, 2024, 10:17:38 AM

Title: Monei Starts Conducting Euro Stablecoin Tests
Post by: sirty143 on February 02, 2024, 10:17:38 AM
Monei Starts Conducting Euro Stablecoin Tests

(https://i.imgur.com/AOrMG3qm.jpg)

European payment platform Monei has announced the start of the testing phase of EURM, a euro-pegged stablecoin, as part of the Bank of Spain’s national financial sandbox. The token will leverage Ethereum’s and Polygon’s blockchains... See more for yourself here (https://news.bitcoin.com/monei-starts-conducting-euro-stablecoin-tests/).

Your opinion is greatly appreciated.
Title: Re: Monei Starts Conducting Euro Stablecoin Tests
Post by: Peter90 on February 23, 2024, 10:41:23 AM
Monei Starts Conducting Euro Stablecoin Tests

(https://i.imgur.com/AOrMG3qm.jpg)

European payment platform Monei has announced the start of the testing phase of EURM, a euro-pegged stablecoin, as part of the Bank of Spain’s national financial sandbox. The token will leverage Ethereum’s and Polygon’s blockchains... See more for yourself here (https://news.bitcoin.com/monei-starts-conducting-euro-stablecoin-tests/).

Your opinion is greatly appreciated.

Thank you sirty
don't you think you should change the definition of stablecoins on the forum main page?

(https://i.ibb.co/NVQK96d/3.png)

Your opinion would be greatly appreciated...
Title: Re: Monei Starts Conducting Euro Stablecoin Tests
Post by: Z-tight on February 23, 2024, 11:33:41 AM
They want to create another stablecoin, and this one will be backed by the Euro, i do not have any interest in stablecoins because i do not trust them, and that is why i don't use it. But i know traders use stablecoins and if Monei ensures the credibility of this stable coin and ensure that they are backed 1:1 to the Euro, then traders and people who are interested in stablecoins may use it, even though it will be so hard to break the usdt dominance.
Title: Re: Monei Starts Conducting Euro Stablecoin Tests
Post by: TomPluz on February 26, 2024, 01:49:45 PM
They want to create another stablecoin, and this one will be backed by the Euro, i do not have any interest in stablecoins because i do not trust them, and that is why i don't use it. But i know traders use stablecoins and if Monei ensures the credibility of this stable coin and ensure that they are backed 1:1 to the Euro, then traders and people who are interested in stablecoins may use it, even though it will be so hard to break the usdt dominance.

I am using stablecoin usually USDT for the past many months when converting my coin into cash here in my country. And I find it effective, fast, efficient and really convenient. I am sure there is a big market for stablecoin all because it is answering to a demand and it is working alongside with cryptocurrency especially in exchanges. Stablecoins for sure is not a good speculative asset as it won't appreciate in value but can even depreciate once something can happen with the platform backing it up. Most of the popular stablecoins in the market are into USD so having one under Euro can be a welcome news most especially in European countries and specifically for Monei in Spain. Being an established business conglomerate, I am sure Monei has seriously look into the possible demand for this stablecoin and that they can do good business with it. So can we expect that EURM, a euro-pegged stablecoin, to be one day be as popular as USDT?

Title: Re: Monei Starts Conducting Euro Stablecoin Tests
Post by: Z-tight on February 27, 2024, 09:56:26 PM
I am using stablecoin usually USDT for the past many months when converting my coin into cash here in my country. And I find it effective, fast, efficient and really convenient. I am sure there is a big market for stablecoin all because it is answering to a demand and it is working alongside with cryptocurrency especially in exchanges.
There is surely a big market for stablecoins, and traders use it a lot, but i don't recommend that you store udst for a long time. Usdt is a centralized coin that can lose its peg anytime and a lot of them are also printed out of thin air, usdt can also be frozen by the issuers in any wallet you store it in, if you trade with stablecoins, ensure you convert your funds back to BTC or fiat once you are done.
Title: Re: Monei Starts Conducting Euro Stablecoin Tests
Post by: Peter90 on February 28, 2024, 12:15:57 AM
So can we expect that EURM, a euro-pegged stablecoin, to be one day be as popular as USDT?

In Europe, for sure
Outside, EURM : USDT = EUR : USD
 :D

+1 because of the good question
Title: Re: Monei Starts Conducting Euro Stablecoin Tests
Post by: yhiaali3 on February 28, 2024, 03:35:20 AM
Personally, I'm a fan of fiat-pegged stablecoins other than the dollar, so it's very good for me to see EURM, a euro-pegged stablecoin competing with the dollar-pegged USDT.

To break out of the dominance of the dollar and the United States, it is very healthy for crypto to see stablecoins that are not tied to the dollar, because the United States still controls and enforces its strict laws due to this link to the dollar.

Although the European step is very late, it is good, and I hope that we will soon see stable currencies linked to the most important major fiat currencies in the world.
Title: Re: Monei Starts Conducting Euro Stablecoin Tests
Post by: Peter90 on February 28, 2024, 10:58:58 AM
I hope that we will soon see stable currencies linked to the most important major fiat currencies in the world.

Stablecoins linked to the Japanise Yen and the Swiss franc, two major fiat currencies, already exist.
For example GYEN and jJPY for the former, jCHF, CCHF and XCHF for the latter


Title: Re: Monei Starts Conducting Euro Stablecoin Tests
Post by: Lucius on February 28, 2024, 12:38:17 PM
Let's not mix apples and oranges, what the EU is doing is testing the CBDC (digital euro) central bank digital currency, and the stablecoins mentioned are private company tokens that are (allegedly) pegged (backed) to fiat currency. Although both are absolutely centralized in their nature, CBDC will be safer in any case because the central banks (ECB) will stand behind them, while any private stablecoin, apart from the risk of being frozen, can also be banned at any time for any reason that the authorities comes to mind.

In addition, from what was written before about the digital euro, every EU citizen should be limited in the amount he can own, and the figure that was mentioned is 3000 EUR.
Title: Re: Monei Starts Conducting Euro Stablecoin Tests
Post by: Peter90 on February 28, 2024, 07:40:42 PM
Let's not mix apples and oranges, what the EU is doing is testing the CBDC (digital euro) central bank digital currency

There is no mixing apples and oranges Lucius
EURM is in Europe what GYEN and jJPY are in Japan and what jCHF, CCHF and XCHF are in Switzerland

A CBDC is implemented by a Central Bank
EURM is implemented neither by the European Central Bank nor by Spain's CB
Title: Re: Monei Starts Conducting Euro Stablecoin Tests
Post by: Z-tight on February 28, 2024, 10:43:34 PM
Stablecoins linked to the Japanise Yen and the Swiss franc, two major fiat currencies, already exist.
For example GYEN and jJPY for the former, jCHF, CCHF and XCHF for the latter
I must admit that i didn't know that stablecoins such as this existed, but i am sure they do not have a big market or community, neither do they have liquidity in major exchanges, but yeah, good you shared it here.
To break out of the dominance of the dollar and the United States, it is very healthy for crypto to see stablecoins that are not tied to the dollar, because the United States still controls and enforces its strict laws due to this link to the dollar.
Take note that the u.s. and its market is so important for the crypto industry. It is also worth mentioning that EURM would likewise be controlled by Spain and they would enforce their laws on it, stablecoins operate in this way, because they are all centralized.
Title: Re: Monei Starts Conducting Euro Stablecoin Tests
Post by: Lucius on February 29, 2024, 05:48:35 PM
Let's not mix apples and oranges, what the EU is doing is testing the CBDC (digital euro) central bank digital currency

There is no mixing apples and oranges Lucius
EURM is in Europe what GYEN and jJPY are in Japan and what jCHF, CCHF and XCHF are in Switzerland

A CBDC is implemented by a Central Bank
EURM is implemented neither by the European Central Bank nor by Spain's CB


You're right, if I had managed to open the link and read what it was about, I wouldn't have gotten confused. I have to admit that I have not heard of such projects before, which are actually completely private stablecoins, and I am really interested in what the ECB and Lagarde think about this project, given that she has a very bad opinion when it comes to stablecoins.
Title: Re: Monei Starts Conducting Euro Stablecoin Tests
Post by: Peter90 on March 17, 2024, 12:04:45 AM
Let's not mix apples and oranges, what the EU is doing is testing the CBDC (digital euro) central bank digital currency

There is no mixing apples and oranges Lucius
EURM is in Europe what GYEN and jJPY are in Japan and what jCHF, CCHF and XCHF are in Switzerland

A CBDC is implemented by a Central Bank
EURM is implemented neither by the European Central Bank nor by Spain's CB


You're right, if I had managed to open the link and read what it was about, I wouldn't have gotten confused. I have to admit that I have not heard of such projects before, which are actually completely private stablecoins, and I am really interested in what the ECB and Lagarde think about this project, given that she has a very bad opinion when it comes to stablecoins.

"This project is a private-led initiative and has no relationship with the digital euro initiative led by the European Central Bank"
https://news.bitcoin.com/bank-of-spain-greenlights-euro-backed-stablecoin-token-pilot-program/

That said, maybe you are partly right Lucius, in the sense that even if the issuer of this €-Stablecoin is Monei, a private company, I wouldn't be surprised if the European or the Spanish Central Bank were cooperating in some way, using this stablecoin as an experiment, so to speak.

For example, that limit of 10 € ("only a small number of individuals will have the opportunity to issue 10 EURM") maybe it was ordered by the Spanish Central Bank.

There is also that line "under the approval of the Bank of Spain’s national sandbox". While I have no idea what that "sandbox" is, it seems that Spain's Central Bank role is more than just saying "ok"