Altcoins Talks - Cryptocurrency Forum

Cryptocurrency Ecosystem => Stable Coins Forum => Topic started by: NikeFit_7777 on August 25, 2024, 11:24:32 AM

Title: 12,000 BTC missing from USDD reserves
Post by: NikeFit_7777 on August 25, 2024, 11:24:32 AM
The team of the USDD algorithmic stablecoin in the Tron ecosystem has quietly removed an address with about 12,000 BTC (~$716 million) from the asset's reserves, onchain researcher Symbio has pointed out.

As of August 22, the coin has a capitalization of $744 million and a collateral value of ~$1.7 billion (230%). However, with the exception of USDT 18.9 million, the stablecoin's reserves consist almost entirely of TRX 10.9 billion (~$1.68 billion).

Justin Sun published a post regarding USDD in which he acknowledged that a collateral ratio of “over 300%” represents “not a very efficient use of capital”, but did not comment on the disappearance of bitcoins from the reserve fund.

(https://i.ibb.co/7NxkBhg/image.png)
Title: Re: 12,000 BTC missing from USDD reserves
Post by: Zed0X on August 25, 2024, 11:31:40 PM
Well, you don't often read about an over-collateralized stable coin. Anyway, I think any business would have done the same thing if they see money that's just sleeping and not generating more money. Maybe the main issue here is transparency on how the funds will be used after withdrawal from reserves.
Title: Re: 12,000 BTC missing from USDD reserves
Post by: erus on August 26, 2024, 07:28:06 AM
~snip~
Justin Sun published a post regarding USDD in which he acknowledged that a collateral ratio of “over 300%” represents “not a very efficient use of capital”, but did not comment on the disappearance of bitcoins from the reserve fund.
~snip~
The key to his safety seems to be in what Justin Sun has said because Justin Sun is the person responsible for what happens if the USDD just disappears. Just look for Justin Sun, the address of his house where because he is a public figure that I pay attention to is always active on social media x. But I also have anxiety with this situation especially to the cryptocurrency community and fortunately I don't have the slightest for USDD in my wallet.
Title: Re: 12,000 BTC missing from USDD reserves
Post by: Stompix on August 26, 2024, 08:33:24 AM
So where did this 300% collateral come from in the first place?
They've kept issuing USDD so it means their collateral was over 400% less than a year ago if it was most of it in Tron, and he suddenly decided it's too much and pulled out BTC?

It's Sun so based on his track record over collateralized often means quite the opposite.
Title: Re: 12,000 BTC missing from USDD reserves
Post by: hugeblack on August 26, 2024, 08:50:54 AM
This is before winter starts and it is difficult to guarantee enough liquidity or BTC to support the value of USDD, let alone what will happen when the market is in the red and everyone is looking to consolidate their profits. The best thing Justin Sun can do is stay away from cryptocurrencies and be satisfied with being successful and that he cannot be #1 in everything.
Title: Re: 12,000 BTC missing from USDD reserves
Post by: Freemind on August 27, 2024, 08:20:45 PM
The same thing always happens when we combine the words "disappears" and "X amount of money" in the same sentence. Nothing has disappeared, those funds have simply changed from one portfolio to another (or several) and hands of course, and in this case with the connivance of Justin Sun and his silence, a silence that says a lot, unless Sun makes a statement about it later, but I doubt it.

I have never liked the idea on which USDD is based since we have seen similar disasters before, but if they also try to silence things and the people who should give explanations remain silent, the problem is bigger and more serious.
Title: Re: 12,000 BTC missing from USDD reserves
Post by: B.Trader on August 27, 2024, 08:46:55 PM
The same thing always happens when we combine the words "disappears" and "X amount of money" in the same sentence. Nothing has disappeared, those funds have simply changed from one portfolio to another (or several) and hands of course, and in this case with the connivance of Justin Sun and his silence, a silence that says a lot, unless Sun makes a statement about it later, but I doubt it.

I have never liked the idea on which USDD is based since we have seen similar disasters before, but if they also try to silence things and the people who should give explanations remain silent, the problem is bigger and more serious.
It sounds like you're referencing concerns around USDD, particularly regarding transparency and the involvement of key figures like Justin Sun. The idea that funds haven't actually "disappeared" but rather shifted from one portfolio to another highlights the importance of transparency and accountability in crypto projects, especially stablecoins.
Title: Re: 12,000 BTC missing from USDD reserves
Post by: KryptoBull on August 29, 2024, 08:35:21 AM
The same thing always happens when we combine the words "disappears" and "X amount of money" in the same sentence. Nothing has disappeared, those funds have simply changed from one portfolio to another (or several) and hands of course, and in this case with the connivance of Justin Sun and his silence, a silence that says a lot, unless Sun makes a statement about it later, but I doubt it.

I have never liked the idea on which USDD is based since we have seen similar disasters before, but if they also try to silence things and the people who should give explanations remain silent, the problem is bigger and more serious.
UST and the collapse of Terra still haunt the community with the vulnerabilities and risks of algorithmic stablecoins. USDD is also one of them, but it has managed to survive not because of a better model but because the Tron ecosystem is not overly active and USDD has not participated in DeFi as extensively as UST.

The action of removing BTC from the reserve for USDD could be the first step for Tron to phase out this algorithmic stablecoin, as currently USDD is only backed by TRX - Tron's native token. If I were holding USDD, I would also sell it for USDT to ensure safety.
Title: Re: 12,000 BTC missing from USDD reserves
Post by: Crwth on August 29, 2024, 09:00:42 AM
With this issue, I believe it's more likely about the transparency on what they do with the funds. It's most likely that it can collapse if something were to happen in the funding. It basically can be questioned when an audit occurs.

Is there a regular audit with this? Because I think an investigation should be done to protect the asset's value.
Title: Re: 12,000 BTC missing from USDD reserves
Post by: hugeblack on August 29, 2024, 09:43:05 AM

The action of removing BTC from the reserve for USDD could be the first step for Tron to phase out this algorithmic stablecoin, as currently USDD is only backed by TRX - Tron's native token. If I were holding USDD, I would also sell it for USDT to ensure safety.
The problem is that all the advantage that USDD offers is over-collateralization, meaning that in the worst case, the currency will be 170% guaranteed, and these assets are diverse between Bitcoin, stablecoins, and TRON. If Bitcoin is sold, the (170% or more) guarantee will be useless if it is in TRX, but on the contrary, it may lead to the collapse of both systems.
Title: Re: 12,000 BTC missing from USDD reserves
Post by: Freemind on August 29, 2024, 08:33:42 PM
UST and the collapse of Terra still haunt the community with the vulnerabilities and risks of algorithmic stablecoins. USDD is also one of them, but it has managed to survive not because of a better model but because the Tron ecosystem is not overly active and USDD has not participated in DeFi as extensively as UST.

The action of removing BTC from the reserve for USDD could be the first step for Tron to phase out this algorithmic stablecoin, as currently USDD is only backed by TRX - Tron's native token. If I were holding USDD, I would also sell it for USDT to ensure safety.

Precisely selling for USDT would be the step I would take, but everyone knows what they are doing, or so it is assumed. The "new" blockchain based algorithmic stablecoins with such a large total supply seem to me to be a danger for investors, since to date, unfortunately, only disasters have occurred. I also think it's important to highlight that Sun being behind this is no guarantee of anything, especially considering how he's done things with Tron all these years. The only thing I hope is that this does not end like on previous occasions and there are not millions of people affected.
Title: Re: 12,000 BTC missing from USDD reserves
Post by: MrSpasybo on August 30, 2024, 05:26:14 PM
The problem is that all the advantage that USDD offers is over-collateralization, meaning that in the worst case, the currency will be 170% guaranteed, and these assets are diverse between Bitcoin, stablecoins, and TRON. If Bitcoin is sold, the (170% or more) guarantee will be useless if it is in TRX, but on the contrary, it may lead to the collapse of both systems.
I have never trusted USDD since Justin Sun first proposed it. Sun is not a reliable person. He jumps on every trend in this market without much thought and rarely achieves success. For me, TRC-20 USDT is the biggest success of the Tron blockchain.

I don't trust the TRX token, so even if 1 USDD is backed by $10 in TRX, it's meaningless. BTC has been withdrawn, meaning USDD is no longer a focus for Tron. I think Tron will soon kill USDD to focus on bigger goals, for hotter trends in this bullrun. We see memecoins on Tron, I won't be surprised if restaking and RWA trends will be strongly supported by Tron soon.
Title: Re: 12,000 BTC missing from USDD reserves
Post by: hugeblack on August 31, 2024, 08:49:48 AM

I don't trust the TRX token, so even if 1 USDD is backed by $10 in TRX, it's meaningless. BTC has been withdrawn, meaning USDD is no longer a focus for Tron. I think Tron will soon kill USDD to focus on bigger goals, for hotter trends in this bullrun. We see memecoins on Tron, I won't be surprised if restaking and RWA trends will be strongly supported by Tron soon.
I don't know what's so hard about focusing on Tron, trying to lower fees and develop a reliable bridge between Bitcoin and USDT, if it works then gaining liquidity for a stablecoin project like USDD will be easy but fooling investors with a 200% guarantee means freezing money without interest and when they need liquidity they will find that most of the Bitcoin was sold when the price was high (I mean when winter comes after breaking the $100k barrier)
Title: Re: 12,000 BTC missing from USDD reserves
Post by: Vision pro on August 31, 2024, 11:35:43 AM
The same thing always happens when we combine the words "disappears" and "X amount of money" in the same sentence. Nothing has disappeared, those funds have simply changed from one portfolio to another (or several) and hands of course, and in this case with the connivance of Justin Sun and his silence, a silence that says a lot, unless Sun makes a statement about it later, but I doubt it.

I have never liked the idea on which USDD is based since we have seen similar disasters before, but if they also try to silence things and the people who should give explanations remain silent, the problem is bigger and more serious.
It sounds like you're expressing concern about the transparency and stability of USDD, particularly in light of the involvement of Justin Sun. The situation seems to mirror past events where funds appeared to "disappear," but in reality, they were simply transferred between wallets or entities without proper disclosure or explanation. Sun's silence, in this case, could be seen as a sign of complicity or at least a reluctance to address the issue publicly, which understandably raises red flags
Title: Re: 12,000 BTC missing from USDD reserves
Post by: Freemind on August 31, 2024, 06:27:46 PM
It sounds like you're expressing concern about the transparency and stability of USDD, particularly in light of the involvement of Justin Sun. The situation seems to mirror past events where funds appeared to "disappear," but in reality, they were simply transferred between wallets or entities without proper disclosure or explanation. Sun's silence, in this case, could be seen as a sign of complicity or at least a reluctance to address the issue publicly, which understandably raises red flags

I think Justin Sun is too prone to starting things, but not finishing them, at least completely, this is where loose ends and weak links arise in projects and planning. I also have the feeling that Sun knows perfectly well that Tron can't compete with other blockchains simply because they don't have added projects or ideas or quality updates, so for example now it wants to focus on making transactions. completely free. It is very possible that I am wrong, but from my point of view what they are looking for is to divert attention from what is most important, the development of Tron.
Title: Re: 12,000 BTC missing from USDD reserves
Post by: FinneysTrueVision on September 01, 2024, 02:15:38 AM
According to the transparency section of the USDD website, the majority of the collateral backing the token is TRX that was sent to a burn contract. Maybe there is something I don’t understand because it seems like a terrible idea to back a stablecoin with money that is effectively destroyed.

USDD can be redeemed for other stablecoins at a 1:1 ratio and that is supposed to maintain the peg, but there is only $27 million worth of Tether remaining in the contracts for their Peg Stability Module — only enough for a tiny fraction of the total supply of USDD to be redeemed.

There are major red flags with this token. It wouldn’t be the first time Justin Sun was doing something shady. There is also the BTC on Tron token which appears to be unbacked. https://bitcoinist.com/justin-sun-60000-bitcoin-tron-unbacked/
Title: Re: 12,000 BTC missing from USDD reserves
Post by: hugeblack on September 01, 2024, 08:45:47 AM
It is very possible that I am wrong, but from my point of view what they are looking for is to divert attention from what is most important, the development of Tron.
Tron's strength does not come from the strength of the project, but from the lack of competitors. For example, the Ethereum network has a problem with high fees, and L2 is still in development. TON is facing problems with the arrest of the founder, so once there is a strong competitor, the project will end. Therefore, Justin Sun's attempts, although they were unsuccessful, the weak competition is what encourages him in more projects. If Ethereum fees drop significantly, 80% of cryptocurrencies will lose a lot of their value.