Altcoins Talks - Cryptocurrency Forum

Cryptocurrency Ecosystem => Bitcoin Forum => Topic started by: ambar33n on July 10, 2018, 01:25:20 PM

Title: Is Bitcoin insurance company a good idea?
Post by: ambar33n on July 10, 2018, 01:25:20 PM
I don't know how a bitcoin bank would work but a bitcoin insurance company might be something to pursue. The idea is that premiums are worked out based on the risk of losing wallets and the rate of fraud with PayPal chargebacks and other calamities that could cause a loss of your wealth. You would pay a premium each month and cover a set rate of any losses you suffer.

Would you pay an insurance premium for such a service with bitcoins and what measures would the insurance company need to take to protect its members from fraudulent claims ?
Title: Re: Is Bitcoin insurance company a good idea?
Post by: Kiran Sehzadi on July 14, 2018, 10:04:56 AM
If my wallet would be big enough I would take the insurance if it existed and only costed a small percentages of what I have.

The only problem is, how would the insurance company verify if you indeed lose your wallet?
How could they see if the amount you take the insurance for is really the amount you own?

I could take an insurance for 100.000BTC and than claim I lost my wallet.
How would you verify that this is true and not that I had only 50BTC at the moment I lost my wallet, or that I even lost it.
Title: Re: Is Bitcoin insurance company a good idea?
Post by: eldial on July 14, 2018, 12:09:35 PM
Yes of course it is a good idea  if bitcoin insurance company offers to there members upon in a good search of entry those who are qualified to have and insurance.This is a good planning if the organizers discussed about it for the benefits of the members.
Title: Re: Is Bitcoin insurance company a good idea?
Post by: Noor Shafaq on July 15, 2018, 10:18:38 AM
I know a company in Abu Dhabi (UAE) provides bitcoin insurance for up to 80% recovery. Not sure how everything works.
Title: Re: Is Bitcoin insurance company a good idea?
Post by: trofim21 on July 25, 2018, 11:20:58 AM
The idea is certainly interesting, but how all this can be realized, it will be difficult to do as I think