With the popularity of cryptocurrencies reaching an all-time high in 2021, many traditional investors are beginning to flock to the space in search of the extreme volatility they scorned for so long.

With the advent of the GameStop and AMC short squeezes, this volatility has been normalized and retail investors are turning to DeFi cryptocurrencies like Ethereum, Uniswap, AAVE and Polygon to get their fix for high percentage returns.
Ethereum is a global computer powered by a decentralized network of individuals. These individuals dedicate their precious computing resources to the network in order to earn the network fees, paid by developers who crave access to a decentralized network.

A decentralized network is powerful because there is no central authority or entity that needs to be trusted. By decentralizing the trust across a network of incentivized participants, the global computer can facilitate a new world of peer-to-peer finance over the internet.

Ethereum enables anonymous loans, market making and exchanges to execute via code, which scales much better than human bankers (and makes less mistakes too). From Vitalik Buterin to Mark Cuban, DeFi on Ethereum has been dubbed the future.

The best part? Ethereum is currently trading around $2,500, well below its May peak of $4384, giving retail investors a second chance before the rest of the bull run continues.

Buying Ethereum is simple. You likely already have a PayPal, Venmo or CashApp which all now support purchasing Ethereum.

It should be noted that if you are truly interested in the DeFi ecosystem, you’ll want to purchase Ethereum from an exchange such as Coinbase or Gemini that offers you the ability to send your Ethereum to your own crypto wallet. Controlling your own wallet is important if you want to lend, borrow or earn interest on your Ethereum. It is also best practice for security purposes.
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A judge overseeing discovery in the U.S. Securities and Exchanges Commission’s lawsuit against Ripple Labs has granted the SEC’s request to extend deadlines by 60 days as well as a request by co-defendants Ripple CEO Brad Garlinghouse and executive chairman Chris Larsen to obtain information from 16 cryptocurrency exchanges outside the United States.
Fast facts:
In a ruling on June 14, U.S. Magistrate Judge Sarah Netburn extended the deadline for the warring parties to complete fact discovery and expert discovery by Aug. 31 and Oct. 15 respectively. Discovery is the formal process of exchanging information between the parties in litigation. The SEC made the request, saying the agency needed more time to investigate and review documents produced by Ripple. However, Ripple had opposed the SEC’s request, calling the delay “an existential threat” to its business in the United States.
Separately, Netburn granted a request from Ripple’s CEO Brad Garlinghouse and executive chairman Chris Larsen to obtain documents related to their XRP accounts and XRP transactions from 16 foreign cryptocurrency exchanges. Garlinghouse and Larsen have argued that their XRP sales were “overwhelmingly made” on cryptocurrency exchanges outside the United States and that “the SEC’s failure to allege domestic offers and sales should be fatal to its claims for the reasons set out in the Individual Defendants’ respective Motions to Dismiss.”
Jesse Hynes, general counsel at Gala Games, said on Twitter: “I feel very positive about the result of this lawsuit, just not the timeline. Ripple may very well lose this suit, but the overall effect could still be a win for Ripple and the crypto space as a whole… So, a result of this lawsuit could be learning that while Ripple sales are investment contracts, secondary sales aren’t — meaning that exchanges can relist. Then Ripple will just continue selling outside of the U.S and everything will resume as normal.”
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Whether you have just started investing in cryptocurrencies, or are a veteran in the space, you have likely come across Cardano (ADA) and Stellar (XLM), two of the more popular cryptocurrencies by market cap.

Cardano and Stellar vary substantially in how they approach their philosophy, design and value propositions.
Cardano is a smart contract network that enables owners of its ADA cryptocurrency to help operate its network and vote on changes to its software rules.
Stellar, on the other hand, was created to challenge traditional transactions by allowing its users to send money and assets globally. Information.more

defi SOLUTIONS is a cloud-based loan origination platform that helps small to large businesses automate and manage lending programs. Designed for banks, credit unions and auto lenders, the centralized platform enables users to configure rules, simplify processes and gain operational efficiency at all levels.

Features of defi SOLUTIONS include audit trails, compliance management, a customer portal, single sign-on and loan processing/submission control. It allows businesses to configure, deploy and implement changes in decision-making according to scorecards, data analysis and market trends. Its servicing tool lets lenders engage with partner communities and collaborate on loan management.

defi SOLUTIONS integrates with third-party software, which allows users to combine data and improve funding decisions. It comes with a native mobile application.


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Coinbase retail users can now sell, buy and store dogecoin on the exchange, the company said in a blog post, and to stir interest is running a $1.2 million dogecoin giveaway promotion.

• Investors who opt in and purchase $100 worth of Dogecoin will be eligible for the promotion.

• Coinbase has launched information web pages about Dogecoin, and a section that addresses frequent questions about cryptocurrency.

• On Tuesday, the company announced that it was adding the meme-based cryptocurrency to its professional trading platform, Coinbase Pro.

• The timing of the latest announcement veered from Coinbase precedent in its listing of cryptocurrencies. The exchange typically adds cryptocurrencies to its retail platform a few weeks after first listing on the professional version.

• The Coinbase announcements have failed to re-boost dogecoin’s price, which was down nearly 6% to $.39 at the time of publication.

• Dogecoin is down from its all-time high of $.72 on May 7 after starting the year at a fraction of a penny.
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Guarda is a cryptocurrency wallet that supports over 40 cryptocurrencies and 10,000 currency. It allows you to buy and exchange cryptocurrencies.
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Following are some of the best and safest Bitcoin wallets:
• Coinbase
• Binance
• Trezor
• Bitfinex
• Ledger Nano
• eToro
• Exodus
• Electrum
• Mycelium
More information: https://www.guru99.com/best-bitcoin-cryptocurrency-wallets.html