In comparison between ripple or torn, i choose ripple. Ripple is far better then torn and its market popularity is also higher then torn. Ripple market price is also higher then that of torn and because of this many people choose ripple over torn for investment and for other purposes. And ripple market popularity is also higher then that of torn and because of this many big multinational companies start accepting ripple instead of torn. Many online retailers use ripple instead of torn because of its market popularity.

Don't think it's really fluctuating at all at the moment. Obviously it dropped a lot earlier this year, and a series of mini-recoveries each were followed by another dip, which brings us to where we are now - we're at the same bottom that has been reached several times already this year, except now momentum has run out and we have had a quite long period of relative stability.
It does look like we are starting to gather strength for the new bull-run, but for now at least the volatility has diminished considerably.

I prefer to do a trade coin than just holding my coin but when you are stuck at a high price there is no harm to you to hold it but and when playing your patience is very in the test and you should be able to control your patience condition to avoid from loss which is very much, so I hope you can combine trade and hold well.

Every day I participate in the bounty of the companies, and exploring various projects. I often see such a picture that even in such a bad market, large funds invest millions of dollars in ICO projects. They count on long-term investments, and are ready to wait for a profit of 5-0 years. One year for cryptocurrencies is not an indicator at all. Be patient, the market will definitely recover and we will make a profit.

No one can know exactly when the market will rise again this january, but most definitely will happen at some point soon when the bulls are ready and the bears are worn out. Personally, I so much love the fact that we are having this correction. It is a good thing to have this now for healthy growth than to keep having a bull run as that in itself will be more like a bubble.

KYC is sometimes needed when someone will put their own money on the ICO. Some earn their money in dirty ways and they do participate ICOs to make the stolen money be unnoticeable are it is exchange to tokens. The ICO is only aware if there are some people just taking advantage on it to continue doing illegal things and evade the authority easily because being on crypto makes you anonymous that makes bad people hidden.

The reality is that there will be people who don't do research and will eventually invest in the ICO even if they are fraudulent. I am personally very deceived by most because you see every week that people have been taken. These scammers are getting smarter and finding ways to make it look more legit that for the average user they can't find it. I would say the way to improve it is to force people to really do their research before making a decision to avoid adverse events.