Honestly, many people including me is looking at Bitcoin more as an investment asset (which we are wishing can be rising up all the time though this is impossible) more than a payment network and that is the reason why we are holding on to it and will not be moving no matter what.
Since we are thinking more like an investor rather than as a consumer, should we then look at Bitcoin as a long-term investment just like getting into real estate? And how long is the long-term here, 5 years, 10 years?
If you have free money you can hold Bitcoin for one or two years. But don't buy now. The price is so high.
If you have free time, you can do daily trading with Bitcoin.