Working on your skills that brings you money is good for start. I know many people who started as Freelancer in Upwork doing from the very beginning as lesson learn from 12 to 24 videos per month to get upgraded their skills in level that brings money. Do you know any other related with crypto for no investment involved that could save you bills or maybe new apartment?

Apart from Upwork and freelance, there are many other crypto related means of earning money online without investing your money.
There are some online platforms and campaigns that companies pay people to advertise their company and they pay people to posts on the platforms .
And again I support your point that working on your skills can bring you money, but not just that you have to also innovate creative ideas so as to build your skills to make earns....

In our society many people fail to understand the importance of rest, quality rest helps us in different ways, health wise, it is advisable to rest because it when our body is at rest. It helps to relax all the tissue in our body.
But while at rest one can steal earn money ...
Many people will ask, How can i earn money while at rest ? And looking at the question, one can say that it is only for those who has big business and employees that can earn while resting because they have workers who help the perform the task and are being paid for it.
But having a good trading skill, one can be at his/her comfort zone  and earn money.

In the olden days, information where passed across via local means which will requires stress and time before it get across to other people, examples of old means which people use to pass informations are gungs, which town crier use, and also different other means like birds etc...
But as technology advance and in recent developments, the social media which is a very vast and a reliable means to pass information across the globe with no stress. Any where, anytime, one can easily pass information across at his/her own comfort zone.
What is social media ?
I will say that social media is an online platform that allows different people from different parts of the world to interact and easily shear information across to each other.
In our modern day, there is a well known phrase, which is; "Information  is power", and I agree to that because with the aid of information, we can know what is going on in our society at large....
Knowing fully well that the social media helps us to spread information, people tend to use this platform to shear information that will affect others negatively or positively.
Negative impact of information can cause damage and can traumatize people, which can cause disaster and also death .So we advise that one should use the social media positively...
You can also shear your ideas about the impacts of social media in our society, so we can educate each other on it because information is power.

For me I wish to be like Elon Musk because of his creative business ideas and business mind set...
Haha 😄 that got your attention right? You can drop your role model here, don't spoil the fun famz.

Most people tend to loose interest or rather some are afraid of investment because of past experiences they might have and also some are afraid because of the scams everywhere...
Truth of the fact is, you don't just rush into investing all your money when you don't have experienc or lessons from experts. Before investing your money, you should at least get lessons from experts so as to avoid loss which may cause damage to you in some ways.
Invest wisely folks...

The Nigerian currency has recently experienced some depreciation in the exchange markets as a result of poor economic stability which has given room for rise in prices of goods and services and also a high cost of living in the country. Currency values can fluctuate due to various factors like economic conditions, inflation rates, and also global market trends etc... It's important to stay updated on the current exchange rates if you're planning to exchange currencies or make international transactions. If you need any specific information or have any questions, feel free to ask...
I wrote an article about inflation recently in a platform and I highlighted the causes of inflation in the country, and also how it strongly affects the cost of living due to the rate at which prices of goods and services where increased.
Currently the economic condition is very poor and the government needs to work hand in hand together with the citizens as well so we can restore balance in the economy.

You just highlighted my point at the end of your conversation, I practical wrote "for newbies" as the subject because of the newcomers in the forum, taking a tour in the forum doesn't mean you will not ask questions in anywhere you don't understand, I have witnessed many cases of people in this forum that started and was very confused, some asked how the forum works and where and when they can post articles, that is the reason I wrote the article.
And I agree to your point, you stated that as a fresher or newbie, one is expected to go through the forum so he/she can understand how it works...
And also knowing the rules in the forum as a newbie is very important, so as one can not breake the rules or getting a negative Karma for what he/she do not know.
For example we all know that the forum is against Plagiarism, so as a newbie you can not know about that except you're told or you take your time to tour round the platform...

Saving is referred to as the amount of income not spent immediately on our  daily needs and wants.
It can also be said to be the money kept or set aside for future use...
In our current economy, our savings is very necessity because it will be beneficial to us with time.
We have long-term savings which we set aside for investment purposes and other things for beneficial purposes.
And we also have short- term savings which can be used for any emergency that may come up, because as humans there must be an emergency.

People may ask; how do we save money in our current economy ?

And there are numerous ways we can save money  which i will mention some vital points below:

1. We can save money today in our bank's and online wallets, which we can set long-term savings so that we can't take the money immediately for just any kind of emergency..

2. We can save money locally also in saving box and also save in group, locally called "Akawo" in most part of Nigeria..

3. We can also save our aserts in banks which will be in bulk, in this case we aim to save in bulk and it is a long-term process.


When we save, our goal is to get our money back on large scale, there are many benefits of saving which include;

1. It helps in emergency
2. It helps one to atain a big financial status.

Fun fact!!  Na money wey you save today go save you tommorow 😁