I‘m holding both XRP and XLM. I think XLM gets less hate because they are not that close to the „evil“ banks.

Eventually this will not be a problem. Decentralized exchanges are already here. They will out compete centralized exchanges because they will not have to pay taxes (there is no one to tax). People just don't trust them enough yet. We will then see a major government backlash against the decentralized exchanges. They will be banned. And again, like throughout all of history, criminals and the super rich will use guile and teams of lawyers to make sure they get to use the decentralized exchanges and avoid taxes. What a future we have!

Well, at least in my country the decentralised trades between individuals would be taxable, at least if one party gains money from it and hasn‘t held the coins for at least a year. The problem is that the government won’t be able to trace the trades, so it is likely that they will be banned. However, I believe that legal, taxable exchanges will then come back.

Spending my money on more coins

I like that they are working with the financial industry, which means that they will probably also be solid if times of heavy regulation come.

Do you know where I can check the adress I provided? I have several wallets and don't remember which one I used.

I actually think that this is a positive step. It is far away from banning the exchanges as a lot of people were worried about. I don't know anything about the Korean tax systems, but it seems to me that they now have to pay taxes like any other local business. I think this just makes them more legit. Regulation is not always bad, it can also mean more investor protection and stability.

Is there somewhere an overview from which we can see how to reach the different levels (Jr. member etc.)?