Not your keys, not your coins, if your funds is in the custody of any centralized service and you don't control the keys, the funds is not yours, and that service can either get hacked or confiscate your funds for any reason. Store your funds only in self custodial wallets, and even when you do so it does not mean your money is automatically safe, your funds are only as safe as the device you store it in, so ensure you either use an airgapped or hardware wallet.

Any one send sending bitcoin that period is sending high but I noticed something and that is what I will do if I want to send and the mempool is congested I will wait until the price is down.

You can wait if you are not in any hurry to make the tx, or if you are sending the funds to another address that is yours. But waiting can only work for a few people, so many users are making payments and sending funds to another party, so they cannot wait and they must make the tx. This is why i don't consider waiting as a solution to the problem of high BTC tx fees.

I hope it stays down this time, fee rate also dropped some months ago, and we thought the spammers were gone for good, but they came back 'stronger', i hope the fee rate continues to fall until we can make tx's with 1-2 sat/vByte again (i miss those days). ViaBTC has also reduced its number of hourly free accelerated tx's from 100 to 20, so if fee rate spikes again, people will have to either not use the BTC network or pay the high fee, because ViaBTC will be almost impossible to use, except you use a bot.

The U.S. and their regulations/laws relating to crypto keeps getting stricter, i know there is the argument that they are doing this to combat money laundering, terrorism financing and other criminal transactions, but they are also eroding privacy as they want to know everything about people using crypto. This new law in summary means if you receive an amount greater than $10k, you must provide the name, address and SSN of the sender.

Needless to say that there are many instances that you may not have that information, and the article points that out, for example, in the case of miners or people who use p2p exchanges. It is clear the U.S. government do not want people to use crypto privately anymore, as they want people to only carry out tx's through centralized exchanges and services.

Username: Z-tight
BTC SegWit Address: bc1qdkn75pagsn9jtt8z9k87xrgrw4y79k40xqu62p