Jika sebagian besar bank mengembangkan mata uang digital sendiri (terlepas dari legalitas), saya rasa tingkat kemungkinan nya sangatlah kecil. Karena adanya pertimbangan bank untuk menjaga privasi data kostumer. Faktanya sampai saat sekarang pihak bank masih mempelajari tentang teknologi blockchain sebagai penggerak yang melatarbelakangi siklus/perputaran cryptocurrency, tetapi keputusan/kebijakan yang diambil untuk penerapannya masih diambangkan yang disebabkan oleh banyak pertimbangan dan dampak yang tidak diinginkan untuk kedepannya oleh pihak bank.

Now, there are a lot of potential ICO and not few who are scams. Before investing, we should analyze of basis of the assesment of potentially ICO. To help with the choice, i usually see the rating ICO from website such as icorating, icobench, and others. From the ICO rating we can review and learn about ICO that attracts our attention.

Currently i am still hold my coins. But maybe when market is green and price of coin increasing, i will sell my coin 30% of the overall my coins, and 70% again will be holding to long-term investment. My favourite coin is expocoin, because this coin will give me prorit monthly with rent my expoblock (dividen system).

Yes, your guess is right. Now is the right time to buy ETH and a great opportunity to hold it for a long time if you want to get more profit in the future. Until now "buy low sell high" is the best choice for investment, but all of them returned to your initial capital and choice of coins.

Actually no. If you want to compare the ETH price, compare it with the beginning of the ETH circulation. You can see the price of $2/coin in 2015, and within 3 years it has been less than $300/coin (at this time). I return the question to you, are you not surpised to see this significant price change?. Price fluctuations will continue in cryptocurrency, so i am not surprised to see the ETH prices currently on the market.

I think maybe ICOs project developers need more time for introduction their product and marketing. This is adjusted to the roadmap they have planned so that they marketed the product has value and can last a long time on the market. Basically returned to the capital they need. If a hard cap is reached in a short time, the ICO period will be faster at the token sales stage.

Yes, I agree and like to implement it. If you want to get a lot of profit, you must apply for a low buy and sell high. This is a trick for investing by monitoring the movement of coin prices in the market. It is not easy to implement it, but there must be a basic assessment of coin fluctuations that we must learn first by analysis.