Traders, investors and crypto people in general - like the users of this forum - can use cryptocurrencies in order to make money... Ok
Financial institutions and companies can use cryptocurrencies for quicker and cheaper transfers... Ok

But for teachers, nurses and pensioners, for the grocery store at the corner, the shoes shop, the restaurant, the car repair shop... for these people and businesses what are cryptocurrencies good for? What could cryptos be good for?


They are not night traders. They have no idea what Binance and Coinbase are and they not even think about trading cryptos.
Ordinary people.

What's the point of the existence of cryptocurrencies for them?

How can or could cryptocurrencies serve them?

Quote from: DrBeer on January 06, 2024, 10:51:37 AM

Probably not.
The reason is banal - any anonymity, or rather non-transparency of money flows, is a "violation" for the state. The banking system strictly complies with the regulatory norms of central banks, and cannot afford such violations, as it is essentially tantamount to revocation of the banking license. In today's world, even the "last aplot of anonymity of money" - Swiss Banks, actually canceled this "feature". And the culprits of all this are ... the people themselves! Because we tend to use GOOD solutions for bad things. I think in the modern world this trend (deanonymization) will gain strength

If we look back at recent history, we can see many examples where banks have done (and continue to do) what they want, because they know it will not have major consequences or problems with states or governments. How many banks have protected money from traffickers (of all kinds) or laundered those fortunes?. There are many examples, and this has not only happened in Swiss or European banks, it has happened anywhere in the world. And what have been the consequences? At most, the resignation of some intermediate position, they have never wanted to reach the top.

Banks and governments have always done what they wanted, it would not seem strange to me if they used privacy coins. Transparency laws are for others, the people.

Maybe currently cryptocurrencies are prohibited in Russia, but it is normal for a country to ban cryptocurrencies because if cryptocurrencies are allowed in a country it will reduce that country's currency, but if that country makes an agreement with cryptocurrencies or a technology discussion, maybe the country This will allow crypto development in the country.
I think cryptocurrencies are good if they develop in countries because they have sophisticated technology and even transactions using crypto are very fast.

Quote from: DrBeer on January 07, 2024, 04:32:10 PM

Real estate is a great option!  And it is not necessary to buy a whole "residential complex" at once - it is enough to buy 1-2 apartments, normal layout, at the very beginning of the development and after commissioning - to sell!

This is interesting
Usually at investing in real estate one think of buying already finished, ready-to-get-used objects. It's rare to think of buying an object at the beginning of the construction work and selling it before it gets occupied.
Me, I would buy objects from distressed owners. You know, public auctions following insolvency proceedings.
Usually not many people participate to those auctions, and if you are lucky and have the chance of inform yourself about the object before the auction - which isn't easy - you can catch some good bargain.

Quote from: DrBeer on January 06, 2024, 04:53:25 PM

2. Относительно отсутствия другой формы денег - это уже один из возможных сценариев развития, причем самый плохой. Т.е. это вариант надо расценивать как наихудший вариант, или риск, с некой, не нулевой вероятностью, и критическим влиянием, согласно классической модели оценки рисков. И наверное можно к этому подготовиться, т.к. иначе зто звучит как безысходнях лютый

А как к нему подготовиться, если они заранее за нас все решили? Если это реализуют, то я не вижу ничего, как играть по их правилам, так как других правил просто не существует. Единственная отрада для нас - крипта, но в таком случае будем надеяться, что ее вообще не запретят. Пусть будут некоторые ограничения, налог на прибыль с крипты - с этим еще можно мириться, но полный запрет, как мне кажется, еще больше подтолкнет народ на этот путь.

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