Personally, I haven’t lent or borrowed cryptocurrency on any exchange platform prior as it never crossed my mind but it piqued my interest when i came across it online today. On maple finance or so, i had to research a little about lending and i realized it’s one of the process through which trading firms and other crypto institutions raise funds.

I also realized not only exchanges can lend crypto assets, traders as well can also give out loans through exchanges to maximize profits but from your perspective, what’s your take on crypto lending ?

I'd say you should try to understand the principle of lending and how it works in crypto and blockchain generally as it has different terms for different conditions. I have seen it on exchanges and the condition they gave was you need to have a collateral more than what you want to borrow(I don't see the sense in that) and I have also seen that of Syrup's Maple finance, which is a DeFi platform focused on institutional lending, their scope too would be different, so I would just say you should read terms check what works for you and stick to it, it will be helpful to you in the end.