Hi! I found out about alternative bank - FluidFi. I understand that they have app where you can use fiat and crypto in same time. You dont need exchange apps, coinbase with high fees or other bank accounts. You can transfer money, withdraw and exchange fiat to crypto and back from crypto to fiat in short time. I try to open account - it take me 2 minutes, but dont try it for exchanges.  Maybe someone have experience and can give review about this project?