Buying xrp and xlm is a good decision i think this is the last chance to buy altcoins at the biggest discount canada, maxico, china and America trade war is the reason for the crypto Criss but Bitcoin has started to pump fastly also Eric Trump is taking about ethereum so ethereum is the good asset to buy.
What you said is also true if we dare to buy Ripple coins (not for Stellar) because I see that the trade war between the US and China has a huge impact on the financial ecosystem in the world, including in the cryptocurrency category.
Just look at the effects of China and US trade, all gold prices around the world have increased by tens of percent and I also see Bitcoin crypto from a price of 83,000 dollars up to 93,000 and even more when I just saw it on the Binance market.
I also feel like Ripple will also follow the price of Bitcoin and Bitcoin seems like it will increase maybe to 130,000 dollars or more.