Ripple, Brave and BitPay are among the launch partners for PayID, an email-style payment ID system to transfer money across any payment network.
Sending funds to someone overseas is never an easy process. Banks require the use of an account number, routing number and SWIFT code; crypto demands that you type out a complicated alphanumeric address. Make one mistake, and the payment fails.
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https://decrypt.co/32712/ripple-brave-payid-swift-codes-email-address