Hello, my name is Anna and I'm a journalist.
I'm doing an investigation about crypto universe, I started from scratch, didn't know anything about this world, but I'm happy with what I found here. So forgive me my amateurish level, I'm a journalist and not a coder

Forums like this gives a tremendous picture of existing coins, one can easily get lost inside, which happened to me.
For my research I'd like to figure out what coins are not only money, like ethereum for example that provide a platform for smart-contracts and political referendums?
And else I'd like to understand why generally there are so many of coins? What features makes one different to another?
Thank you!