Among many other good things that can really change the landscape of cryptocurrency and the blockchain as we are now moving to applications, I am sure that many people are so excited in 2021 for DeFi and the big reason is, of course, its potential to get good returns -- what is in it for me will always be a big driving force for adoption and participation. However, I am also excited for tokenization and this can continue to be an important sector in 2021. This is a big opportunity for many organizations and platform to show what they got and what they can offer to the marketplace. Of course, we should also be so careful because there will always be scams and frauds.