I like the reason for the ripple,The Ripple Network initially developed Ripple or people often called it XRP in a closed way to make payment systems safe, easy, and fast. However, in 2013, the Ripple Network decided to make this project open source under the ISC license . Ripple uses a Consensus algorithm that allows the process of payments, exchanges, and distributed money transfers.
Market capitalization: US $ 19.9 billion (around Rp.284 trillion)