The development of financial technology began to shake financial services and the global payment system. With the price of the Bitcoin altcoin continuing to increase, the development of digital currencies is increasingly gaining public attention. Although many are worried about the volatility of Bitcoin prices, the Blockchain technology behind crypto currencies is seen by many countries as positive. In fact, these countries took the initiative to issue their own digital currency by utilizing Blockchain technology, each country's government must move quickly whether to adopt this technology or not, but if the government adopts digital crypto maybe not all layers of society can use it,