Knowledge will make us much calmer and we know that calmness will lead us to more mature decisions. Nowadays knowledge can be accessed anytime and anywhere, it would be a shame if we could not take advantage of it.
You're right, there are no more excuses for people to say that they can't take advantage of knowledge because it's everywhere , In fact, I'm a big lover of books I especially like reading books by market speculators where they tell their experiences It's much better for me because they give real examples from which they have made decisions It's a very good way to learn That's why knowledge must always be well used to avoid losing money.
Maybe in the past it could be an excuse, because someone did not have enough money to buy books and when there were free ones, they would be far from home.
Now almost everyone has a smartphone that can access knowledge, and now there are many platforms that can provide us with knowledge as long as we use them properly. So there is no reason not to learn, unless the person is lazy.